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Contributor
Posts: 106
Registered: ‎11-07-2010
0

Discover IT Card Application

Just seeing if anyone has had this happen on a Discover IT Card Application. I recetly received a invitation code vis mail and decided to apply for it. I applied and recieved the following message. I called the toll free number but are closed due to the holiday 

 

Hope someone can help

 

Discover® Card 
Date Submitted: 5/27/2013

Your application is being processed. We have received your information but need to perform additional processing before we can provide you with a decision. You will hear from us within 30 days of your application being submitted.

Please check back in the future to get an update on the status of your application. 
Frequent Contributor
Posts: 288
Registered: ‎08-24-2010
0

Re: Discover IT Card Application

Call back door ASAP. Most likely want to verify some information.

Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


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Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Discover IT Card Application


mdieter1982 wrote:

Just seeing if anyone has had this happen on a Discover IT Card Application. I recetly received a invitation code vis mail and decided to apply for it. I applied and recieved the following message. I called the toll free number but are closed due to the holiday 

 

Hope someone can help

 

Discover® Card 
Date Submitted: 5/27/2013

Your application is being processed. We have received your information but need to perform additional processing before we can provide you with a decision. You will hear from us within 30 days of your application being submitted.

Please check back in the future to get an update on the status of your application. 

Welcome to the forums!!! Smiley Happy

 

It seems like they need to manually review your app. I would check back periodically today and if no decision call in tomorrow. 

 

1800 DISCOVER

 

Good luck!!! Smiley Happy




EQ FICO 548 3/3/16
Contributor
Posts: 106
Registered: ‎11-07-2010
0

Re: Discover IT Card Application

Thanks for the welcome!!

 

I fugured that was the case

 

Does anyone have any pros/cons about the card?

Blogger
Posts: 3,367
Registered: ‎10-19-2012
0

Re: Discover IT Card Application

You've already applied. I'm sure you already know the pros and cons of the card, don't you? Smiley Happy

Community Leader
Senior Contributor
Posts: 30,824
Registered: ‎02-07-2013
0

Re: Discover IT Card Application

Give them a call sometimes they just need to verify you are the person who applied or address verification if you recently moved 

Good luck and let us know the outcome

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Discover IT Card Application

Definitely give them a call. Sounds like verification questions to me.


Welcome to the forum!
Contributor
Posts: 106
Registered: ‎11-07-2010
0

Re: Discover IT Card Application

I accidently threw out the information about the card. Luckily i still had the invitation code

Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Discover IT Card Application


mdieter1982 wrote:

Thanks for the welcome!!

 

I fugured that was the case

 

Does anyone have any pros/cons about the card?


Pros

 

-5% rotating quarterly categories

-Can get cashback and no cash advance fee shows up as purchase at certain stores

-U.S. based CS

-5% at Six Flags

-late payment forgiveness (no fee 1st time)

 

Cons

 

-Very conservative lender. Will reqire HP for CLI most of the time (YMMV)

-




EQ FICO 548 3/3/16
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Discover IT Card Application

Also, Discover is not as widely accepted as MC/Visa.

Overall, I'm very happy with mine.

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