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Member
mdieter1982
Posts: 29
Registered: ‎11-07-2010
0

Discover IT Card Application

Just seeing if anyone has had this happen on a Discover IT Card Application. I recetly received a invitation code vis mail and decided to apply for it. I applied and recieved the following message. I called the toll free number but are closed due to the holiday 

 

Hope someone can help

 

Discover® Card 
Date Submitted: 5/27/2013

Your application is being processed. We have received your information but need to perform additional processing before we can provide you with a decision. You will hear from us within 30 days of your application being submitted.

Please check back in the future to get an update on the status of your application. 
Frequent Contributor
mauwow0682
Posts: 284
Registered: ‎08-24-2010
0

Re: Discover IT Card Application

Call back door ASAP. Most likely want to verify some information.

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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Discover IT Card Application


mdieter1982 wrote:

Just seeing if anyone has had this happen on a Discover IT Card Application. I recetly received a invitation code vis mail and decided to apply for it. I applied and recieved the following message. I called the toll free number but are closed due to the holiday 

 

Hope someone can help

 

Discover® Card 
Date Submitted: 5/27/2013

Your application is being processed. We have received your information but need to perform additional processing before we can provide you with a decision. You will hear from us within 30 days of your application being submitted.

Please check back in the future to get an update on the status of your application. 

Welcome to the forums!!! :smileyhappy:

 

It seems like they need to manually review your app. I would check back periodically today and if no decision call in tomorrow. 

 

1800 DISCOVER

 

Good luck!!! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Member
mdieter1982
Posts: 29
Registered: ‎11-07-2010
0

Re: Discover IT Card Application

Thanks for the welcome!!

 

I fugured that was the case

 

Does anyone have any pros/cons about the card?

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HiLine
Posts: 2,878
Registered: ‎10-19-2012
0

Re: Discover IT Card Application

You've already applied. I'm sure you already know the pros and cons of the card, don't you? :smileyhappy:

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Senior Contributor
myjourney
Posts: 26,104
Registered: ‎02-07-2013
0

Re: Discover IT Card Application

Give them a call sometimes they just need to verify you are the person who applied or address verification if you recently moved 

Good luck and let us know the outcome

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Moderator
09Lexie
Posts: 25,298
Registered: ‎09-13-2012
0

Re: Discover IT Card Application

Definitely give them a call. Sounds like verification questions to me.


Welcome to the forum!
Member
mdieter1982
Posts: 29
Registered: ‎11-07-2010
0

Re: Discover IT Card Application

I accidently threw out the information about the card. Luckily i still had the invitation code

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Discover IT Card Application


mdieter1982 wrote:

Thanks for the welcome!!

 

I fugured that was the case

 

Does anyone have any pros/cons about the card?


Pros

 

-5% rotating quarterly categories

-Can get cashback and no cash advance fee shows up as purchase at certain stores

-U.S. based CS

-5% at Six Flags

-late payment forgiveness (no fee 1st time)

 

Cons

 

-Very conservative lender. Will reqire HP for CLI most of the time (YMMV)

-




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator
09Lexie
Posts: 25,298
Registered: ‎09-13-2012
0

Re: Discover IT Card Application

Also, Discover is not as widely accepted as MC/Visa.

Overall, I'm very happy with mine.

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