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Discover cash access

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-Wade-
Valued Contributor

Re: Discover cash access


@PlasticOrPlastic wrote:

@-Wade- wrote:

@PlasticOrPlastic wrote:

@-Wade- wrote:

@PlasticOrPlastic wrote:

@Skye12329 wrote:

So my Discover Card arrived and must say love the envelope it came in. Quite a fancy presentation. So got myself regiestered and everything and noticed i can get cash back at stores with no ATM fee and such etc.

 

1. Does that consider it a cash advance and will i be charged a cash advance fee? NO

2. Am i able to request up to my line for the cash or is it my cash advance limit? Because my line is 4000 but my cash advance limit is 400. So which would it be?


Yes it is a cash advance, and you can only pull out the amount for cash advance.  I have a $3000 limit with $2000 available for cash advance.

 

Wow I wasnt aware this was something different...learning something new everyday!


I have to disagree! If you use it at check out it's not a cash advance


I said I wasnt aware it was something different.  I read it to quick and just assumed OP was getting cash at an ATM...my fault


NP.......I do that sometimes myself Smiley Wink


Sometimes at work I find myself minimizing the window suddenly...I am getting better at knowing whos footsteps are whose coming up the hall Smiley Tongue

 


Smiley LOL Be careful at work

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 11 of 34
avggoal700
Frequent Contributor

Re: Discover cash access

Never heard of this before.  Thx.




EX 706. TU 705 EQ 682. Avg 698
Message 12 of 34
Skye12329
Valued Contributor

Re: Discover cash access

Thanks for answering and yes im talking about the cash you can get at stores. So just to clarify its not a cash advance fee its just my normal transaction as if it was a debit card, correct?
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 13 of 34
-Wade-
Valued Contributor

Re: Discover cash access


@avggoal700 wrote:

Never heard of this before.  Thx.


If you use your Discover card at Wally World it will ask you if you want any cash back Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 14 of 34
-Wade-
Valued Contributor

Re: Discover cash access


@Skye12329 wrote:
Thanks for answering and yes im talking about the cash you can get at stores. So just to clarify its not a cash advance fee its just my normal transaction as if it was a debit card, correct?

That is Correct

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 15 of 34
Skye12329
Valued Contributor

Re: Discover cash access

Thanks!
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 16 of 34
Middleswarth
Frequent Contributor

Re: Discover cash access

I had no idea this was feature.  I don't recall ever using my card at Wally World but I may do it now just for fun. Smiley Wink

Message 17 of 34
keithB
Established Contributor

Re: Discover cash access

Okay, now you all have done it - I'm gonna have to try this out Smiley Surprised

 


@-Wade- wrote:

@Skye12329 wrote:
Thanks for answering and yes im talking about the cash you can get at stores. So just to clarify its not a cash advance fee its just my normal transaction as if it was a debit card, correct?

That is Correct


 

Message 18 of 34
Skye12329
Valued Contributor

Re: Discover cash access

To set it up for those who havent the feature is under card options i think, just look for the option cash at checkout Smiley Happy

BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 19 of 34
baller4life
Super Contributor

Re: Discover cash access

Yep. Sweet no fee atm for quick cash. Discover is very unique in that regards. Has come in handy for me quite a few times.
Message 20 of 34
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