Discover cli question

[Anonymous]

Today i received the card and the information says my EQ is 622 , when they check for cli use TU right ? if my score is 672 maybe i have options for a cli or wait 31 days ? 

[Anonymous]

Discover requires you to wait 3 months before requesting a CLI on a new account.  I was approved for my card in Feb 2016... I requested a CLI once my second statement cut and I was denied because my account is too new.  I called customer service and was told I need to wait 90 days from when the account was opened to apply for a CLI.  

Hope this helps!!

[Anonymous]

Good to know that , thanks for the help 

[Ghoshida]

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@Anonymous wrote:

Today i received the card and the information says my EQ is 622 , when they check for cli use TU right ? if my score is 672 maybe i have options for a cli or wait 31 days ? 

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Scores in the 660-680 range also often need a HP for the first CLI. Tread carefully. Speaking from experience and anecdotal evidence from the board.

[grillandwinemaster]

Good to know Ghoshida. I just received my 1st Discover statement. My goal is to have my uti down to under 9% after my third statement, this raising my score, before asking for a CLI. Looking forward to this. Thanks for the info. 

[RonM21]

I believe once you get past the 6 month mark, the online CLI requests become soft pulls. Then, you can request more often.

[takeshi74]

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@Anonymous wrote:

if my score is 672 maybe i have options for a cli or wait 31 days ? 

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It's never just about score but as stated above you generally need to wait 3 months.

If you want CLI's then identify the issues on your reports and work on addressing them.