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Discover it luv button never available

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mongstradamus
Super Contributor

Re: Discover it luv button never available


@bigblue7722 wrote:

Discover is on my Shi*t list. My cli increase button says that i cant request one cause they are trying to process one. That has been going on for a month. I dont have any option for a cli via the phone. Ugh i wish i went with amex. 


Just be patient i had that happen for an long time. I did eventually did get my auto cli after having card for ten months. I was also pretty annoyed at discover, since chase and amex both gave me both auto cli.



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 11 of 35
bigblue7722
Valued Contributor

Re: Discover it luv button never available


@mongstradamus wrote:

@bigblue7722 wrote:

Discover is on my Shi*t list. My cli increase button says that i cant request one cause they are trying to process one. That has been going on for a month. I dont have any option for a cli via the phone. Ugh i wish i went with amex. 


Just be patient i had that happen for an long time. I did eventually did get my auto cli after having card for ten months. I was also pretty annoyed at discover, since chase and amex both gave me both auto cli.


Its fine its not a big deal. But I compare discover to amex, amex seems so much better now. And you cant use like any coupon codes with shop discover so its not even worth it. 

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 12 of 35
mongstradamus
Super Contributor

Re: Discover it luv button never available


@bigblue7722 wrote:

@mongstradamus wrote:

@bigblue7722 wrote:

Discover is on my Shi*t list. My cli increase button says that i cant request one cause they are trying to process one. That has been going on for a month. I dont have any option for a cli via the phone. Ugh i wish i went with amex. 


Just be patient i had that happen for an long time. I did eventually did get my auto cli after having card for ten months. I was also pretty annoyed at discover, since chase and amex both gave me both auto cli.


Its fine its not a big deal. But I compare discover to amex, amex seems so much better now. And you cant use like any coupon codes with shop discover so its not even worth it. 


I have both cards so i can see merits of both. Shopdiscover is pretty under rated you can get some really good discounts on there for stores that you would buy stuff online. If possible i think its quite beneficial to have both cards. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 13 of 35
bigblue7722
Valued Contributor

Re: Discover it luv button never available


@mongstradamus wrote:

@bigblue7722 wrote:

@mongstradamus wrote:

@bigblue7722 wrote:

Discover is on my Shi*t list. My cli increase button says that i cant request one cause they are trying to process one. That has been going on for a month. I dont have any option for a cli via the phone. Ugh i wish i went with amex. 


Just be patient i had that happen for an long time. I did eventually did get my auto cli after having card for ten months. I was also pretty annoyed at discover, since chase and amex both gave me both auto cli.


Its fine its not a big deal. But I compare discover to amex, amex seems so much better now. And you cant use like any coupon codes with shop discover so its not even worth it. 


I have both cards so i can see merits of both. Shopdiscover is pretty under rated you can get some really good discounts on there for stores that you would buy stuff online. If possible i think its quite beneficial to have both cards. 


idk i always shop on amazon or ebay. I really wanted the ebay credit but got the paypal smart connect instead. I hated that day. 

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 14 of 35
One7
Valued Contributor

Re: Discover it luv button never available


@bigblue7722 wrote:

Discover is on my Shi*t list. My cli increase button says that i cant request one cause they are trying to process one. That has been going on for a month. I dont have any option for a cli via the phone. Ugh i wish i went with amex. 


I agree same here. I was so happy to get approved for my Discover and now it's just... eh.. no auto CLIs, a low SL for me, and not even an option to request a CLI like others have, very disappointed.  At least with Amex you are almost guaranteed a 3x CLI after 61 days.

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 15 of 35
mongstradamus
Super Contributor

Re: Discover it luv button never available


@bigblue7722 wrote:

@mongstradamus wrote:

@bigblue7722 wrote:

@mongstradamus wrote:

@bigblue7722 wrote:

Discover is on my Shi*t list. My cli increase button says that i cant request one cause they are trying to process one. That has been going on for a month. I dont have any option for a cli via the phone. Ugh i wish i went with amex. 


Just be patient i had that happen for an long time. I did eventually did get my auto cli after having card for ten months. I was also pretty annoyed at discover, since chase and amex both gave me both auto cli.


Its fine its not a big deal. But I compare discover to amex, amex seems so much better now. And you cant use like any coupon codes with shop discover so its not even worth it. 


I have both cards so i can see merits of both. Shopdiscover is pretty under rated you can get some really good discounts on there for stores that you would buy stuff online. If possible i think its quite beneficial to have both cards. 


idk i always shop on amazon or ebay. I really wanted the ebay credit but got the paypal smart connect instead. I hated that day. 


Ahh yeah well that makes more sense then. I usually look at shopdiscover or UR mall when i make online purchases. I also think discover has the pay with statement credit on amazon purchases



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 16 of 35
Tony275
Valued Contributor

Re: Discover it luv button never available

I also don't have the option for CLI on the phone

Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761
Goal Score: 800 across the board

Total Credit Line - $186,050 | Utilization - 16.8%
Message 17 of 35
Anonymous
Not applicable

Re: Discover it luv button never available

Confirm the comments on this thread. My luv button disappeared nine months ago and nothing works! Why?
Message 18 of 35
Kenny
Moderator Emeritus

Re: Discover it luv button never available


@Anonymous wrote:
Confirm the comments on this thread. My luv button disappeared nine months ago and nothing works! Why?

To me, the Discover luv button availability is a mystery. I know at the beginning they want you to have a good history with them before they make it available though.

Message 19 of 35
hizzaah
Frequent Contributor

Re: Discover it luv button never available

Whenever I've asked about the luv button not working, the reps tell me "they just did a bunch of upgrades and it'll be fixed soon".. Yeah, right. One rep told me that it takes 45 days for the luv button to reset after you request a cli..??
QuickSilver - $20,000 | Amex ED $12,000 | Commence $5,000 | IT $2,200 | Freedom $2,000
Message 20 of 35
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