I know this may not matter to some. Just thought I'd give a heads up to people that are unaware. I have had my Discover it secured card for 12 months now with perfect history(12th statement cut on the 18th) prior to this month it reported as CREDIT CARD. This month it was reported as SECURED CARD on all 3 bureau's. So im assuming they have made some changes. Unless they only start reporting as secured if you dont graduate on your 12th month. IDK just thought I'd let people know. I know some people prefered Discover it secured card because it didnt report as secured. O and needless to say I havent graduated yet. Although Its only been 5 days since I've hit the 1 year anniversary so maybe i'll hear something soon.
Dont have any personal experience with secured cards but I'm sure this information will likely be helpful to other members so thank you for sharing Anjallo. 
Hope your card graduates soon! Good luck
I don't mean to derail the thread, but is it a big deal if the card reports as secured? I don't think that would affect your score at all and probably not when you apply for other cards (unless it goes to manual review)?
Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500
Mine just added to TU . Shows secured.
Most secured cards have reported as secured. Most, not all, and certainly that's been the case from reports on this forum.
The secured tag makes no difference to FICO whatsoever, and I really doubt makes any difference on a manual review either. Payment history is payment history, whether you've had to hedge the lender's risk simply isn't relevant.
Heck if anything it shows you could come up with a security deposit, and given how many people are living month to month anyway, I'd almost look at it as a good thing from a UW perspective... if you had to work a bit more for your credit, you care about it more.
Wierd never thought of it in those terms before but can't see fault with that line of thinking, interested to hear other's opinions on that theory.
