Discover more vs IT

pats23 · ‎04-14-2013

can someone tell me difference between the two and is it worth PC from my more card to the it?

$4000----------- $5000------------$15000-------------$3500-------------NPSL----------$2500------------$5000----------$10000--------$5000

enharu · ‎04-14-2013

from what the CSR told me, everything is the same except for the rewards.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

LS2982 · ‎04-14-2013

@enharu wrote:
from what the CSR told me, everything is the same except for the rewards.

I thought the IT earned the full 1% compared to More needing $3K spend before full 1%?

EQ FICO 548 3/3/16

afbar1114 · ‎04-14-2013

there is a few things diffrent one being full 1% CB with out $3k spend...from what i read online. another is miss payment for givness real person when you call and more you can apply for anymore lol

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650

pats23 · ‎04-14-2013

@enharu wrote:
from what the CSR told me, everything is the same except for the rewards.

enharu if you dont mind me asking what was the reason amex gave for declining you for BCP, that is one card I have my eye on but with you score and looks like a good profile im curious what their reasoning was

$4000----------- $5000------------$15000-------------$3500-------------NPSL----------$2500------------$5000----------$10000--------$5000