08-19-2012 10:23 PM
It is now less than 3 months I have my Discover card (the second statement was dated around a week ago or so) and a couple of days ago I tried to play with luv link in my online banking. Got something like "Sorry, we can't process your CLI request at this time blah-blah-blah".
Today I was activating another AU card and saw a strange "available credit" amount that exceeded my total CL. **bleep**, I thought, logged into the online banking and - surprise - my CL has been increased from $2500 to $3000 Seems they've decided to match my highest CL so far.
Not a dealbreaker, obviously, but I definitely like it If they keep granting me those increases every time I play with luv buttons, I will be doing it all the time, lol j/k
After reading similar posts I actually thought that this was a kind of coincidence, but seems it's not the case...
08-20-2012 06:39 AM
I've had good luck with Discover just giving me CLIs and BT offers without my even asking for them. They've given me two CLIs in the last several months, maybe 4ish months apart. I was pleasantly surprised.
08-20-2012 07:09 AM
Discover seems to do that sometimes. Got a random CLI from them a few months ago. Bumped from 5,500 to 7,200 and I had a United explorer card with a 6,200 CL at the time. Coincidence?
I just opened the Citi AAdvantage card since I will be moving my flying to AA and it is an 8,000 CL. I wonder if Discover is going to do anything? Not that I need them to as I only use the card for 5% or 2% cashback deals so I have no need for a large credit limit.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.