cancel
Showing results for 
Search instead for 
Did you mean: 

Double Cash PC day is tomorrow, anyone PC'ing?

tag
chalupaman
Super Contributor

Re: Double Cash PC day is tomorrow, anyone PC'ing?


@Simply827 wrote:

@trumpet-205 wrote:

@Simply827 wrote:

I'm considering PCing my TYP. Anyone know if PCs are eligible for intro APR?


Whatever APR you have right now will be carried over to PCed card.


Thanks. I'll likely go the PC route.

 

Does Citi combine limits by any chance?


I heard they don't now and haven't been able to do for a few years.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 21 of 30
Simply827
Established Contributor

Re: Double Cash PC day is tomorrow, anyone PC'ing?


@chalupaman wrote:

@Simply827 wrote:

@trumpet-205 wrote:

@Simply827 wrote:

I'm considering PCing my TYP. Anyone know if PCs are eligible for intro APR?


Whatever APR you have right now will be carried over to PCed card.


Thanks. I'll likely go the PC route.

 

Does Citi combine limits by any chance?


I heard they don't now and haven't been able to do for a few years.


Thanks for the info. I'm leaning toward PC instead of app.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 22 of 30
ficobgtx
Regular Contributor

Re: Double Cash PC day is tomorrow, anyone PC'ing?

I will be trying to PC my TYP preferred that typically stays in the SD.

 

I currently have 8k TYP - anyone know what will happen to those?

TU - 850 (BOA TU08 FICO/Barclay TU08), 831 (CK FAKO)
EQ - 870 (CITI FICO), 848 (ATFCU FICO), 831 (CK FAKO)
EX - 841 (AMEX FICO)
Message 23 of 30
trumpet-205
Valued Contributor

Re: Double Cash PC day is tomorrow, anyone PC'ing?


@ficobgtx wrote:

I will be trying to PC my TYP preferred that typically stays in the SD.

 

I currently have 8k TYP - anyone know what will happen to those?


ThankYou points? When you PC you forfeit those points.

Message 24 of 30
Kostya1992
Established Contributor

Re: Double Cash PC day is tomorrow, anyone PC'ing?

Will the PC be a soft pull? I might try to PC my TYP to DC but its barely 2 months old..
TU08 FICO850
EX08 FICO850
EQ08 FICO850

Message 25 of 30
CreditMagic7
Mega Contributor

Re: Double Cash PC day is tomorrow, anyone PC'ing?

It's only a hard pull to your reports if apping straight on for it. PC is a breeze for most other Citi CC products. There are at least a couplen of them that are ineligible i know of from reading the attempts.

Message 26 of 30
Simply827
Established Contributor

Re: Double Cash PC day is tomorrow, anyone PC'ing?


@kostyan1992 wrote:
Will the PC be a soft pull? I might try to PC my TYP to DC but its barely 2 months old..

I think your card might have to be at least a year old to PC.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 27 of 30
longtimelurker
Epic Contributor

Re: Double Cash PC day is tomorrow, anyone PC'ing?


@trumpet-205 wrote:

@ficobgtx wrote:

I will be trying to PC my TYP preferred that typically stays in the SD.

 

I currently have 8k TYP - anyone know what will happen to those?


ThankYou points? When you PC you forfeit those points.


I was told I have 60 days to redeem my TYP (those earned on the TY Preferred)

Message 28 of 30
longtimelurker
Epic Contributor

Re: Double Cash PC day is tomorrow, anyone PC'ing?

I was also read a whole bunch of things that I would be losing with closing the TY Preferred, which might have been scary but since I never used them...

Message 29 of 30
CreditMagic7
Mega Contributor

Re: Double Cash PC day is tomorrow, anyone PC'ing?


@Simply827 wrote:

@kostyan1992 wrote:
Will the PC be a soft pull? I might try to PC my TYP to DC but its barely 2 months old..

I think your card might have to be at least a year old to PC.


And therein this Citi mystery for me anyways deepens Smiley Indifferent  I just dug out my T&C and it is only an 8 month 0% offer not 12 or other so that clears up that eligibility requirement. However the CC itself turns exactly 1 year Oct 15 AND I PREFER NOT TO WAIT but there'll be a decision tomorrow coming out of the EO dept. (fingers crossed)

Message 30 of 30
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.