So I've had the American Express Blue Cash card w/ a $4K CL for exacly 1 year this month. Never got any luv. Tried once in the past and was quickly declined.
Today I decided to pull the trigger and ask for an increase via the automated phone system. The computer said it could take requests up to $25K. Since I never had any luck with increasing the line on this card, I figured I wouldn't push my luck. I asked for a total credit line of $12K. Entered my annual income and seconds later was approved for a total CL of $12K!! Best part is, no hard pull on my Experian report! Go Amex!
Question: What would happen if I called and told them I meant to ask for $25K?? Who thinks I should do this? Majority will make my decision..............
yes 3x your current CL every 6 months is max increase at a time. you could open another account though... but I would do it Jan. 1!
i would be prepared for a financial review if you requested that much
I'd say he's fine. 3x CL for CLI request is commonly accepted practice with Amex.
You made me laugh so damn hard Damn that was funny, BUTTTTT, you would be a candidate for a FR.
I would wait 6 months and ask for next increase.
Congrats on the Awesome CLI!!!!