12-02-2011 01:23 PM
So I've had the American Express Blue Cash card w/ a $4K CL for exacly 1 year this month. Never got any luv. Tried once in the past and was quickly declined.
Today I decided to pull the trigger and ask for an increase via the automated phone system. The computer said it could take requests up to $25K. Since I never had any luck with increasing the line on this card, I figured I wouldn't push my luck. I asked for a total credit line of $12K. Entered my annual income and seconds later was approved for a total CL of $12K!! Best part is, no hard pull on my Experian report! Go Amex!
Question: What would happen if I called and told them I meant to ask for $25K?? Who thinks I should do this? Majority will make my decision..............
12-02-2011 01:26 PM
i would be prepared for a financial review if you requested that much
12-02-2011 01:40 PM
yes 3x your current CL every 6 months is max increase at a time. you could open another account though... but I would do it Jan. 1!
12-03-2011 10:33 AM
I would wait 6 months and ask for next increase.
Congrats on the Awesome CLI!!!!
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