Has HSBC changed?

[MsKiwi]

I logged on today to check my balance and they GAVE me a CLI. WTH? Did they lose their mind? I'm not objecting, but this is so not the HSBC I'm used to dealing with. I guess I'll just roll with it.

[Anonymous]

Word around here is that HSBC was not giving out CLI, Guess they have changed.

[danisgods]

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@MsKiwi wrote:

I logged on today to check my balance and they GAVE me a CLI. WTH? Did they lose their mind? I'm not objecting, but this is so not the HSBC I'm used to dealing with. I guess I'll just roll with it.

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how much was the CL from to?

[DI]

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@MsKiwi wrote:

I logged on today to check my balance and they GAVE me a CLI. WTH? Did they lose their mind? I'm not objecting, but this is so not the HSBC I'm used to dealing with. I guess I'll just roll with it.

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Count your blessings.  I still get this message: 

Functionality Unavailable

We are currently not accepting Credit Line Increases online. We apologize for any inconvenience.

[MsKiwi]

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@danisgods wrote:

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@MsKiwi wrote:

I logged on today to check my balance and they GAVE me a CLI. WTH? Did they lose their mind? I'm not objecting, but this is so not the HSBC I'm used to dealing with. I guess I'll just roll with it.

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how much was the CL from to?

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A few months ago I hit the love button and went from $300 to $400. When I checked today My limit was raised $200 to a $600 limit. Granted, not fabulous but threw me for a loop. I haven't changed my habits with them. I have no idea why I got this CLI.

[Anonymous]

So have you PIF or leave a token balance of a few $'s the pass several months? Seems with "other" cards leaving a token balance of a few dollars increase your chance of CLi.

[MsKiwi]

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@Anonymous wrote:

So have you PIF or leave a token balance of a few $'s the pass several months? Seems with "other" cards leaving a token balance of a few dollars increase your chance of CLi.

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I have let a very small balance show up with them for a few months. Normally I PIF.

[Anonymous]

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@MsKiwi wrote:

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@Anonymous wrote:

So have you PIF or leave a token balance of a few $'s the pass several months? Seems with "other" cards leaving a token balance of a few dollars increase your chance of CLi.

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I have let a very small balance show up with them for a few months. Normally I PIF.

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Not sure how to explain myself exactly but what does the above mean exactly? Do you carry a balance of a few dollars from one month's statement to the next and not PIF or do you mean you simply allow a small balance to post to the statement but then PIF before the due date?

[MsKiwi]

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@Anonymous wrote:

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@MsKiwi wrote:

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@Anonymous wrote:

So have you PIF or leave a token balance of a few $'s the pass several months? Seems with "other" cards leaving a token balance of a few dollars increase your chance of CLi.

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I have let a very small balance show up with them for a few months. Normally I PIF.

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Not sure how to explain myself exactly but what does the above mean exactly? Do you carry a balance of a few dollars from one month's statement to the next and not PIF or do you mean you simply allow a small balance to post to the statement but then PIF before the due date?

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Normally I PIF before statement date. The last couple of months I carrried a $10-$20 balance through the statement date. I'vr been trying to remember to use the card at least once a month to avoid closure due to inactivity.

[Anonymous]

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@MsKiwi wrote:

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@Anonymous wrote:

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@MsKiwi wrote:

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@Anonymous wrote:

So have you PIF or leave a token balance of a few $'s the pass several months? Seems with "other" cards leaving a token balance of a few dollars increase your chance of CLi.

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I have let a very small balance show up with them for a few months. Normally I PIF.

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Not sure how to explain myself exactly but what does the above mean exactly? Do you carry a balance of a few dollars from one month's statement to the next and not PIF or do you mean you simply allow a small balance to post to the statement but then PIF before the due date?

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Normally I PIF before statement date. The last couple of months I carrried a $10-$20 balance through the statement date. I'vr been trying to remember to use the card at least once a month to avoid closure due to inactivity.

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Got it. Thank you.