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I recently applied for a cli and was denied because credit score was too low for an increase. I asked EO what the minimum credit score was for a cli and they couldn't tell me.
Your sig has over 50k with CO why not combine or just app for another one and then combine after six months?
The insansity of it all, lol.
Good of luck getting to 700k.
Btw, over 50k cli not many but I'm guessing.
@redpat wrote:Your sig has over 50k with CO why not combine or just app for another one and then combine after six months?
The he insansity of it all, lol.
Good of luck getting to 700k.
Thanks redpat. Not you too, I was for sure you wouldn't join the 700k fan club. That's CAPTOOL's goal, not mine. I just have the one card with Capital one which was from account combinations. I don't want to take a triple pull just to be denied. If it was one HP, I likely would do it but not three.
@12njoy wrote:
@redpat wrote:Your sig has over 50k with CO why not combine or just app for another one and then combine after six months?
The he insansity of it all, lol.
Good of luck getting to 700k.
Thanks redpat. Not you too, I was for sure you wouldn't join the 700k fan club. That's CAPTOOL's goal, not mine. I just have the one card with Capital one which was from account combinations. I don't want to take a triple pull just to be denied. If it was one HP, I likely would do it but not three.
Garden for a while then app. I think you have all the cards on the market anyway so there isn't much more to app for and I don't think you need the cli asap also.
6-12 months app even with 3hps it won't matter.
@redpat wrote:
@12njoy wrote:
@redpat wrote:Your sig has over 50k with CO why not combine or just app for another one and then combine after six months?
The he insansity of it all, lol.
Good of luck getting to 700k.
Thanks redpat. Not you too, I was for sure you wouldn't join the 700k fan club. That's CAPTOOL's goal, not mine. I just have the one card with Capital one which was from account combinations. I don't want to take a triple pull just to be denied. If it was one HP, I likely would do it but not three.
Garden for a while then app. I think you have all the cards on the market anyway so there isn't much more to app for and I don't think you need the cli asap also.
6-12 months app even with 3hps it won't matter.
So true. As you know, I have poor impulse control when it comes to app's. I do my homework and only apply if it looks like a good chance. I don't really want another Capital One card and you're right I don't need the cli either. Just greed. I'll try the cli down the road and see what comes to it. Maybe nothing but a SP is better than 3 HP's. Thanks for the tips.
In six months or so I see you getting a 15k - 30k Venture then a combo and bang 65.2 - 80.2 w/ CO.
@redpat wrote:In six months or so I see you getting a 15k - 30k Venture then a combo and bang 65.2 - 80.2 w/ CO.
Oh now that's worth waiting for
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |