09-04-2012 11:23 AM
So I had a the case of the itch fingers last month and some new TL to the my report. I read about the WFFNB pre approval at check out with on HP so I got trigger happy and added
J Crew 250
Cards already had
Cap1 300 CLI in July 500
OB/ CAP1 1500 (secured)
Applied for Best Buy but was denied due to too many new accounts.
I opened a PenFed account before I researched how strict they were last month. So I am planning on applying for one of their cards with in the 90 period. My question is will they only use my report from august or will they SP a current report?
I want to apply for a Barclays (Apple) card (yes I am a Mac junkie) in December 2012 it seems like they are pretty easy on you and it will force me to stay app free for 6 month. Then I can apply for the AMEX
Let me know if I am dreaming or could this work...
09-04-2012 12:35 PM
Penfed won't pull another report for you within the 90, but, to be blunt, there's no way you're going to get an approval from them right now.
On the other hand, you may be able to get yourself in with Amex with the Zync.
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