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List of Free Credit Score Reporting Services (or complimentary with account/membership)

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Anonymous
Not applicable

List of Free Credit Score Reporting Services (or complimentary with account/membership)

Hi,

 

I'm looking to compile a helpful list of banking institutions/organizations/products that offer some kind of "free" or complimentary credit score reporting?

 

I know that PSECU offers free EX Fico score service, once a month. I'll compile a list if it seems long enough. luckily for me, i live in pa!

 

 

PSECU - Free EX FICO every month with qualifying account

http://www.psecu.com/fico/

 

Walmart store/Discover card - Free TU08 FICO every month with paperless billing enabled

linky??

 

DCU (Digital Credit Union) - Free EQ FICO score every month with account

http://www.dcu.org/electronic_services/FICO.html

 

M&T Bank - EQ FICO every month for $2.99/month with checking account

https://www.mtb.com/personal/onlineservices/Pages/credit-score.aspx

Message 1 of 14
13 REPLIES 13
LS2982
Mega Contributor

Re: List of Free Credit Score Reporting Services (or complimentary with account/membership)


@Anonymous wrote:

Hi,

 

I'm looking to compile a helpful list of banking institutions/organizations/products that offer some kind of "free" or complimentary credit score reporting?

 

I know that PSECU offers free EX Fico score service, once a month. I'll compile a list if it seems long enough. luckily for me, i live in pa!

 

 

PSECU - Free EX FICO - http://www.psecu.com/fico/


Walmart store/Discover card - TU08 FICO score free with paperless billing enabled

 

M&T Bank - EQ FICO every month for $2.99 with checking account

 

DCU (Digital Credit Union) - Free EQ FICO score

 

 




EQ FICO 548 3/3/16
Message 2 of 14
Scamp
Valued Contributor

Re: List of Free Credit Score Reporting Services (or complimentary with account/membership)


@Anonymous wrote:

Hi,

 

I'm looking to compile a helpful list of banking institutions/organizations/products that offer some kind of "free" or complimentary credit score reporting?

 

I know that PSECU offers free EX Fico score service, once a month. I'll compile a list if it seems long enough. luckily for me, i live in pa!

 

 

PSECU - Free EX FICO - http://www.psecu.com/fico/


A very good idea, but I think llecs beat you to it. Smiley Wink  Take a peek at his CMS Guide sticky on the General Credit Topics board:  Credit Monitoring Service Guide 

 

_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Message 3 of 14
Revelate
Moderator Emeritus

Re: List of Free Credit Score Reporting Services (or complimentary with account/membership)


@LS2982 wrote:

 

DCU (Digital Credit Union) - Free EQ FICO score

 

 



Huh, neat I used to have a DCU account a decade ago when living back in MA, wonder if it's still active and available.




        
Message 4 of 14
CS800
Super Contributor

Re: List of Free Credit Score Reporting Services (or complimentary with account/membership)


@Revelate wrote:


Huh, neat I used to have a DCU account a decade ago when living back in MA, wonder if it's still active and available.


Yes i only keep it active for the free EQ. You might want to call them and see if it;s active. Well worth it.




Message 5 of 14
Revelate
Moderator Emeritus

Re: List of Free Credit Score Reporting Services (or complimentary with account/membership)


@CS800 wrote:

@Revelate wrote:


Huh, neat I used to have a DCU account a decade ago when living back in MA, wonder if it's still active and available.


Yes i only keep it active for the free EQ. You might want to call them and see if it;s active. Well worth it.


Yeah, already did Smiley Happy  Was dormant but painless to get reactivated... turns out there was a non-trivial amount of money hanging out there too.  Extra bonus.




        
Message 6 of 14
LS2982
Mega Contributor

Re: List of Free Credit Score Reporting Services (or complimentary with account/membership)


@Revelate wrote:

@CS800 wrote:

@Revelate wrote:


Huh, neat I used to have a DCU account a decade ago when living back in MA, wonder if it's still active and available.


Yes i only keep it active for the free EQ. You might want to call them and see if it;s active. Well worth it.


Yeah, already did Smiley Happy  Was dormant but painless to get reactivated... turns out there was a non-trivial amount of money hanging out there too.  Extra bonus.


Always a + Smiley Very Happy

 

What do you need elibility-wise to get in?




EQ FICO 548 3/3/16
Message 7 of 14
Revelate
Moderator Emeritus

Re: List of Free Credit Score Reporting Services (or complimentary with account/membership)


@LS2982 wrote:

@Revelate wrote:

Yeah, already did Smiley Happy  Was dormant but painless to get reactivated... turns out there was a non-trivial amount of money hanging out there too.  Extra bonus.


Always a + Smiley Very Happy

 

What do you need elibility-wise to get in?



These days I think it's pretty standard: company you work for, where you live, and if you belong to any participating organizations.

 

Back then I think they only did local companies: it was the credit union for the old Digital Equipment Corporation (DEC) employees, I gained membership by happening to work for an employer who was a member.  If only I'd been that smart to open up CU accounts in other places I've lived and worked... heh.  Live and learn.

 

 

 




        
Message 8 of 14
Anonymous
Not applicable

Re: List of Free Credit Score Reporting Services (or complimentary with account/membership)

yea, i didn't see that other thread, that's great........perhaps we want to make update this one with "free" or pretty close to free options????

Message 9 of 14
Scamp
Valued Contributor

Re: List of Free Credit Score Reporting Services (or complimentary with account/membership)


@Anonymous wrote:

yea, i didn't see that other thread, that's great........perhaps we want to make update this one with "free" or pretty close to free options????



As llecs' CMS Guide also includes the places you have listed above, it'd be better to update his existing list as needed rather than duplicate part of it in a separate thread on a different board. Smiley Happy

_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Message 10 of 14
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