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Maybe I'm not in AMEX's blacklist anymore? UPDATED denied

Frequent Contributor

Maybe I'm not in AMEX's blacklist anymore? UPDATED denied

Do the app every month and instantly denied, not even a hard pull. Today I tried again and...

 

"Thank you for applying for the Blue Cash EverydaySM from American Express. Your application has been received and will be processed as soon as possible and we will notify you of the decision by mail within 14 days. 
Thank you for applying."

 

Checked EXP backdoor but not hard pull there, maybe because of the fraud alert? Maybe they went for TransUnion? Just happy to see I wasn't instantly denied. Smiley Happy

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 1 of 16
15 REPLIES
Regular Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?

I'd call them vs wait the 14 days.

Good luck either way.

Starting Score: EQ 599, TU 577
Current Score: EQ 703 9/20/14(HI 741 on 5/13), TU 690 10/1/14 (HI 751 on 5/13), EX 700 10/1/14
Goal Score: 750+


Take the FICO Fitness Challenge
Message 2 of 16
Established Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?


TXinandout wrote:

Do the app every month and instantly denied, not even a hard pull. Today I tried again and...

 

"Thank you for applying for the Blue Cash EverydaySM from American Express. Your application has been received and will be processed as soon as possible and we will notify you of the decision by mail within 14 days. 
Thank you for applying."

 

Checked EXP backdoor but not hard pull there, maybe because of the fraud alert? Maybe they went for TransUnion? Just happy to see I wasn't instantly denied. Smiley Happy


I'd call, es[ecially if you have an FA.  I apped back to back for 2 cards in Aug.  With the 2nd app, I got the message.  They needed to verify my identity.

Message 3 of 16
Valued Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?

What got you on blacklist and when? Still think you are blacklisted since no exp pull.
               LIMITS IN CARD DESCRIPTIONS
Message 4 of 16
Frequent Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?


Crashem wrote:
What got you on blacklist and when? Still think you are blacklisted since no exp pull.

I burned them with 3 cards back in 2005 for about 35K. In the past it was instant denied when I applied.

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 5 of 16
Super Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?


TXinandout wrote:

Crashem wrote:
What got you on blacklist and when? Still think you are blacklisted since no exp pull.

I burned them with 3 cards back in 2005 for about 35K. In the past it was instant denied when I applied.


See if they did a HP

If not your still blacklisted 

Good luck

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 16
Valued Member

Re: Maybe I'm not in AMEX's blacklist anymore?

You do an app every month? Smiley Surprised



Current Scores:
EX: 675 12/2014
EQ: 698 01/2015
TU: 714 07/2014
Last App: 05/27/2014
Goal : 750 Across the Board
Message 7 of 16
Frequent Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?


myjourney wrote:

TXinandout wrote:

Crashem wrote:
What got you on blacklist and when? Still think you are blacklisted since no exp pull.

I burned them with 3 cards back in 2005 for about 35K. In the past it was instant denied when I applied.


See if they did a HP

If not your still blacklisted 

Good luck


NO HP at least in EXP

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 8 of 16
Frequent Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?

I would call them if I were you. Why wait 14 days.

Message 9 of 16
Frequent Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?


W0MACK wrote:

You do an app every month? Smiley Surprised


That's right, just to see if I'm off the black list Smiley Tongue

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 10 of 16