Reply
Contributor
Posts: 82
Registered: ‎07-17-2013
0

Maybe I'm not in AMEX's blacklist anymore? UPDATED denied

[ Edited ]

Do the app every month and instantly denied, not even a hard pull. Today I tried again and...

 

"Thank you for applying for the Blue Cash EverydaySM from American Express. Your application has been received and will be processed as soon as possible and we will notify you of the decision by mail within 14 days. 
Thank you for applying."

 

Checked EXP backdoor but not hard pull there, maybe because of the fraud alert? Maybe they went for TransUnion? Just happy to see I wasn't instantly denied. Smiley Happy

Regular Contributor
Posts: 184
Registered: ‎02-12-2010
0

Re: Maybe I'm not in AMEX's blacklist anymore?

I'd call them vs wait the 14 days.

Good luck either way.

Starting Score: EQ 599, TU 577
Current Score: EQ 703 9/20/14(HI 741 on 5/13), TU 690 10/1/14 (HI 751 on 5/13), EX 700 10/1/14
Goal Score: 750+


Take the FICO Fitness Challenge
Established Contributor
Posts: 522
Registered: ‎07-18-2013
0

Re: Maybe I'm not in AMEX's blacklist anymore?


TXinandout wrote:

Do the app every month and instantly denied, not even a hard pull. Today I tried again and...

 

"Thank you for applying for the Blue Cash EverydaySM from American Express. Your application has been received and will be processed as soon as possible and we will notify you of the decision by mail within 14 days. 
Thank you for applying."

 

Checked EXP backdoor but not hard pull there, maybe because of the fraud alert? Maybe they went for TransUnion? Just happy to see I wasn't instantly denied. Smiley Happy


I'd call, es[ecially if you have an FA.  I apped back to back for 2 cards in Aug.  With the 2nd app, I got the message.  They needed to verify my identity.

Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Maybe I'm not in AMEX's blacklist anymore?

What got you on blacklist and when? Still think you are blacklisted since no exp pull.
               LIMITS IN CARD DESCRIPTIONS
Contributor
Posts: 82
Registered: ‎07-17-2013
0

Re: Maybe I'm not in AMEX's blacklist anymore?

[ Edited ]

Crashem wrote:
What got you on blacklist and when? Still think you are blacklisted since no exp pull.

I burned them with 3 cards back in 2005 for about 35K. In the past it was instant denied when I applied.

Community Leader
Senior Contributor
Posts: 27,327
Registered: ‎02-07-2013
0

Re: Maybe I'm not in AMEX's blacklist anymore?


TXinandout wrote:

Crashem wrote:
What got you on blacklist and when? Still think you are blacklisted since no exp pull.

I burned them with 3 cards back in 2005 for about 35K. In the past it was instant denied when I applied.


See if they did a HP

If not your still blacklisted 

Good luck

+ Chase ink =




Valued Member
Posts: 32
Registered: ‎08-19-2013
0

Re: Maybe I'm not in AMEX's blacklist anymore?

You do an app every month? Smiley Surprised



Current Scores:
EX: 675 12/2014
EQ: 698 01/2015
TU: 714 07/2014
Last App: 05/27/2014
Goal : 750 Across the Board
Contributor
Posts: 82
Registered: ‎07-17-2013
0

Re: Maybe I'm not in AMEX's blacklist anymore?


myjourney wrote:

TXinandout wrote:

Crashem wrote:
What got you on blacklist and when? Still think you are blacklisted since no exp pull.

I burned them with 3 cards back in 2005 for about 35K. In the past it was instant denied when I applied.


See if they did a HP

If not your still blacklisted 

Good luck


NO HP at least in EXP

Frequent Contributor
Posts: 433
Registered: ‎03-23-2013
0

Re: Maybe I'm not in AMEX's blacklist anymore?

I would call them if I were you. Why wait 14 days.

Contributor
Posts: 82
Registered: ‎07-17-2013
0

Re: Maybe I'm not in AMEX's blacklist anymore?


W0MACK wrote:

You do an app every month? Smiley Surprised


That's right, just to see if I'm off the black list Smiley Tongue

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.