Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Regular Contributor
RHAL
Posts: 139
Registered: ‎12-11-2010

NFCU 2 HARD PULLS 30 DAYS

[ Edited ]
Options

‎07-30-2012 02:07 AM - edited ‎07-30-2012 02:08 AM

I just wanted to report that I applied for 2 cards within 10 days of eachother, and I received 2 hard pulls. I read on here that some people only got one pull within 30 days for 2 card apps. That is not the case for one and all. I am not complaining because I still love em! :smileywink:

My wallet? AMEX PR Gold NPSL, AMEX HH 1k, Citi Hilton Reserve VS, CSP 9.2k, Chase Freedom 6.7k, Chase Sapphire 5.2k, USAA AMEX 2k, Cap 1 Cash 1.2k, BBRZ MC 500, Barclaycard Apple 1.5k, Barclay Ring 4.5k, Bank Americard 123 5.5k, NFCU Cash 14k
Starting Score: (9/27/10)TU:602 EQ:567
Current Score: TU:670 EQ:670 EX: 706 chase pull
Goal Score: TU:700 EQ:700

Take the FICO Fitness Challenge

My wallet? AMEX PR Gold, Citi Hilton Gold, Cap 1 Cash, BBRZ MC, Barclaycard Apple, Bank Americard Cash
Message 1 of 4 (271 Views)
 
Reply
Regular Contributor
DrJim
Posts: 232
Registered: ‎10-26-2009

Re: NFCU 2 HARD PULLS 30 DAYS

Options

‎07-30-2012 04:13 AM

NFCU loves hard pulls. But as generous as they are who cares.
Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 724 EQ 708 EX 723 AMEX 02/12/2013
Goal Score: 760 across the board

AMEX Delta Platinum $25K, NFCU Visa Signature $30K, HHonors Signature Visa $14K, WF $13.5K, Care Credit $3.5K

Take the FICO Fitness Challenge

Message 2 of 4 (250 Views)
 
Reply
Moderator
Moderator
webhopper
Posts: 6,815
Registered: ‎09-16-2011

Re: NFCU 2 HARD PULLS 30 DAYS

Options

‎07-30-2012 06:50 AM

DrJim wrote:
NFCU loves hard pulls. But as generous as they are who cares.


+100

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
Message 3 of 4 (211 Views)
 
Reply
Moderator
Moderator
pizzadude
Posts: 6,268
Registered: ‎01-28-2010

Re: NFCU 2 HARD PULLS 30 DAYS

Options

‎07-30-2012 06:53 AM

 

I agree they are pull happy, most of the time even if you app for different products on the same day you'll still get mutliple HPs.   Also I concur that it's worth it as they are probably the best lender out there for rebuilders.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 4 (208 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+