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NFCU

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PNYKILR
Valued Member
‎02-09-2013 07:19 AM
‎02-09-2013 07:19 AM

NFCU

So I've been on a credit freeze for the last 6 months building a house. Just closed on It yesterday. I've been with NFCU for about a month now and finally applied last night. Approved 5k cash rewards visa. I am 5 years post BK. Credit scores through lender are EQ693, EX711, TU689. Perfect payments for the last 5years. I have 2 CC now. Cap1 limit $1,500 and a Orchard stuck at $500. I've had the orchard for 2 year and when cap1 takes it over completely I'll shoot for a CLI to

at least match the other card. Thanks to everyone on here for all the great info. 

NFCU Cash Rewards Sig $10k, NFCU Flagship $7.5K, NFCU LOC $7,500
Discover IT $600, Barclays MC Rewards $1,900,Barclay's Apple $1,500 Capital One $2,500, Capital One $1,500, US Bank 1-2-3 Rewards $2,500, US Bank FlexPerks AMEX $5,000, Walmart $1,200, USNMFCU $10,000, AMEX Everyday $500, AMEX BCE $8,000.


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webhopper
Moderator Emeritus
‎02-09-2013 07:49 AM
‎02-09-2013 07:49 AM

Re: NFCU

Congrats on nfcu card!
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!
Message 2 of 6
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PNYKILR
Valued Member
‎02-09-2013 07:54 AM
‎02-09-2013 07:54 AM

Re: NFCU

Lol so I was feeling confident with this recent app and applied for the Discover It card. had to recon and was approved for 1k limit. This is with a BK on file in my credit report. She said because of my good payments for the last 5years is why I was approved. This has turned out to be a great weekend! 2 cap one cards with a total combined limit do 2k. My new NFCU 5k limit and the Discover IT 1k limit. Thanks everyone!

NFCU Cash Rewards Sig $10k, NFCU Flagship $7.5K, NFCU LOC $7,500
Discover IT $600, Barclays MC Rewards $1,900,Barclay's Apple $1,500 Capital One $2,500, Capital One $1,500, US Bank 1-2-3 Rewards $2,500, US Bank FlexPerks AMEX $5,000, Walmart $1,200, USNMFCU $10,000, AMEX Everyday $500, AMEX BCE $8,000.


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JWatson0405
Contributor
‎02-09-2013 07:56 AM
‎02-09-2013 07:56 AM

Re: NFCU

Congrats, just joined yesterday myself!  

Starting Score: EQ-484(10/10/2011) TU-533(10/10/2011)
Current Score: EQ-701(1/18/2013) TU-735(1/20/2013)
Goal Score: 750s!!

Take the FICO Fitness Challenge
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PNYKILR
Valued Member
‎02-09-2013 05:21 PM
‎02-09-2013 05:21 PM

Re: NFCU

I'm really surprised that Discover approved me. The lady I spoke to on the phone was really nice. Didn't really say too much about my BK. That card should be here Tuesday. Navy said about 7 to 10 days on their card. I'm pretty happy with the limit Navy gave me.

NFCU Cash Rewards Sig $10k, NFCU Flagship $7.5K, NFCU LOC $7,500
Discover IT $600, Barclays MC Rewards $1,900,Barclay's Apple $1,500 Capital One $2,500, Capital One $1,500, US Bank 1-2-3 Rewards $2,500, US Bank FlexPerks AMEX $5,000, Walmart $1,200, USNMFCU $10,000, AMEX Everyday $500, AMEX BCE $8,000.


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wallyworld123
Frequent Contributor
‎02-09-2013 07:49 PM
‎02-09-2013 07:49 PM

Re: NFCU

CongratsSmiley HappyNFCU is awesome

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