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NOT APPROVE WITH A 750 FICO FOR A BARCLAYCARD WHAT THE HELL

tag
Creditaddict
Legendary Contributor

Re: NOT APPROVE WITH A 750 FICO FOR A BARCLAYCARD WHAT THE HELL


@donahue wrote:

I'm going to post the letter becuase its a joke too


Of course it is, it's computer generated.

 

call, then see!

 

Message 11 of 26
MuadDibx
Established Member

Re: NOT APPROVE WITH A 750 FICO FOR A BARCLAYCARD WHAT THE HELL


@donahue wrote:

I'm going to post the letter becuase its a joke too


I was rejected for the World Arrival card yesterday.  Then I called the backdoor number and after a discussion with the credit analyst, I was approved.

 

If you don't try, it's on you.

Message 12 of 26
Happychap
Frequent Contributor

Re: NOT APPROVE WITH A 750 FICO FOR A BARCLAYCARD WHAT THE HELL

Last year they denied me too and my score was even higher than yours (785). They hate Inqs and new accounts so you could have a 850 score and they could still deny you for too many Inqs.
Message 13 of 26
Kenny
Moderator Emeritus

Re: NOT APPROVE WITH A 750 FICO FOR A BARCLAYCARD WHAT THE HELL


@MuadDibx wrote:

@donahue wrote:

I'm going to post the letter becuase its a joke too


I was rejected for the World Arrival card yesterday.  Then I called the backdoor number and after a discussion with the credit analyst, I was approved.

 

If you don't try, it's on you.


Yep!

Message 14 of 26
wHiTeSoL
Valued Contributor

Re: NOT APPROVE WITH A 750 FICO FOR A BARCLAYCARD WHAT THE HELL

Remember that Fico scores are used in combination with other factors. DW has a 771 score with only 7 months of history and under 20k income, she still may get rejected by some larger lenders because it's so short, don't make enough or maybe you have a BC already you dont use often?

Message 15 of 26
drkaje
Senior Contributor

Re: NOT APPROVE WITH A 750 FICO FOR A BARCLAYCARD WHAT THE HELL

OP may not be in Barclay's target demographic for profitability.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 16 of 26
EmmyWannabeOrman
Contributor

Re: NOT APPROVE WITH A 750 FICO FOR A BARCLAYCARD WHAT THE HELL

I would recon. Sorry Smiley Sad

Cap One QS 1950, NFCU 7000, NavChek 6500, Cap One secured 750, IFCU 1000, IFCU (overdraft line of credit) 1000, Express 3100, NY&Co 2650, Victoria's Secret 2650, Exxon/Mobil 300, Zales 500, Kay's 900, Walmart 3500, Bloomingdales 1000, Belks 850, Paypal Smartconnect 1300, Chase Freedom 2000,Chase Slate 500. Gap 4000, BP 3000, Amazon store card 3500
Message 17 of 26
wacdenney
Valued Contributor

Re: NOT APPROVE WITH A 750 FICO FOR A BARCLAYCARD WHAT THE HELL

I feel your pain OP...   Barclay hates me and I have no idea why.

Message 18 of 26
Scupra
Super Contributor

Re: NOT APPROVE WITH A 750 FICO FOR A BARCLAYCARD WHAT THE HELL

Recon, recon, and....um....recon! haha, there is always someone on here doing a recon with Barclays and ends up getting approved. Call back to recon and come back with results Smiley Very Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 19 of 26
Repo-ed
Senior Contributor

Re: NOT APPROVE WITH A 750 FICO FOR A BARCLAYCARD WHAT THE HELL

They denied me and i recon with success.

In fact, Barclay is the only lender to auto cli me
5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 20 of 26
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