So I have been reading about the NFCU and it looks like I could qualify to app (Grandfather was Navy). I would only want to get this so it would help my utilization and maybe the odd purchase or two. My FAKO scores are TU: 669, EX: 687, EQ: 650. The scores should go up a bit more and will wait till they do before apping. No lates in a couple of years, one paid charge off for an auto back in '05. Any thoughts?
