New Credit

[Anonymous]

I am looking for a new credit card.  I currently have a card with HSBC/Orchard Bank that has a high interest rate.  Any suggestions.  My scores are TU 616, EXP 654 and EQ 673.  Only one other payment per month for $124.00.  Annual salary of $50,600.

[score_building]

a credit union cc would probably be a GREAT addition but if you only have 1 revolving account you may want to add a prime issuer card like boa as well:

 https://preapproved.bankofamerica.com/cc/SelfInquiry.aspx

it appears they pull EQ reports for preapp.  they typically pull EX and sometimes TU as well for the real app.

There is no HP generated by this preapp inquiry.

[FretlessMayhem]

I agree with score_building. A CU is the way to go. Have you thought about PenFed or NFCU?