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One App, multiple HP

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gardoave
Valued Member

Re: One App, multiple HP

Where do I get the recon number?  Is it the same number were I check the application status?

Starting score: (11/24/13) TU: 517 Eq: 533 Exp: 520
(12/25/13) TU: 595 Eq: 592, Exp: 595
(02/20/14) TU: 637 Eq: 623 Exp:610
(04/09/14) Eq: 639
Message 11 of 15
B335is
Moderator Emeritus

Re: One App, multiple HP

Check the sticky above for backdoor numbers. I don't know if it's a proven fact that Chase double pulls for borderline. It certainly makes sense, but when they approved me for $12k CSP they pulled EX and TU. I would think if I was borderline I would have received a $5k limit not $12k.
Message 12 of 15
myjourney
Super Contributor

Re: One App, multiple HP


@gardoave wrote:

Where do I get the recon number?  Is it the same number were I check the application status?


Chase: 888-245-0625 (Credit Analyst - Recons)

Good luck

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 15
newUser0
Established Contributor

Re: One App, multiple HP

Keep us posted.

Message 14 of 15
gardoave
Valued Member

Re: One App, multiple HP

I called today and found out I was not approved.  The lady I spoke with said it was mainly because of my student loans that went into default and apparently the card I had applied for has a minimum credit limit of 5k.  The reason they did 2 HP was because Chase was unable to get a clear picture from just Exp.  I will just wait about 9-12 months when my student loans finally go out of rehab to apply again.  Thanks everyone for all the help.   

Starting score: (11/24/13) TU: 517 Eq: 533 Exp: 520
(12/25/13) TU: 595 Eq: 592, Exp: 595
(02/20/14) TU: 637 Eq: 623 Exp:610
(04/09/14) Eq: 639
Message 15 of 15
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