Opinion: Discover It Miles or 5% Categories cash back?

[wasCB14]

---

@Anonymous wrote:

Couple of points ... "Discover Deals" that are in addition to the "5% rotating categories" has served some of us well (you will find some variations in views) and the Discover Deals are not part of the Discover Miles Card offering. As to a trifecta, wonder if Discover still issues their elite Discover Premium and Discover Premium Plus Cards (Black in color) as the last write up from Doctor of Credit dates to 2015 and were suppose t be exclusive (minimum spend of $40K reported and by invitation only). I have contacted Discover Bank about these cards on several occassions and not once did the CSRs admit they existed?!

---

Are you sure about that? I have the 5% so can't personally check. I've not heard this before, so I'm a bit surprised since it would be a major difference between otherwise similar cards.

I find 5% occasionally useful. 1.5% is never useful.

[steel_string]

I closed mine a while back, but IIRC, some Discover Deals were available for the It Miles, but most weren't.

[Anonymous]

---

@wasCB14 wrote:

---

@Anonymous wrote:

Couple of points ... "Discover Deals" that are in addition to the "5% rotating categories" has served some of us well (you will find some variations in views) and the Discover Deals are not part of the Discover Miles Card offering. As to a trifecta, wonder if Discover still issues their elite Discover Premium and Discover Premium Plus Cards (Black in color) as the last write up from Doctor of Credit dates to 2015 and were suppose t be exclusive (minimum spend of $40K reported and by invitation only). I have contacted Discover Bank about these cards on several occassions and not once did the CSRs admit they existed?!

---

Are you sure about that? I have the 5% so can't personally check. I've not heard this before, so I'm a bit surprised since it would be a major difference between otherwise similar cards.

I find 5% occasionally useful. 1.5% is never useful.

---

Glad you flagged my response!!! The "Discover Deals" are available to the Discover it, Discover Miles and Discover Chrome. Called right now and asked. The Discover CSR team said "Discover Deals" are available to all Discover Card products". Oops ... glad you called me on this!!!

[longtimelurker]

---

@Anonymous wrote:

---

@wasCB14 wrote:

---

@Anonymous wrote:

Couple of points ... "Discover Deals" that are in addition to the "5% rotating categories" has served some of us well (you will find some variations in views) and the Discover Deals are not part of the Discover Miles Card offering. As to a trifecta, wonder if Discover still issues their elite Discover Premium and Discover Premium Plus Cards (Black in color) as the last write up from Doctor of Credit dates to 2015 and were suppose t be exclusive (minimum spend of $40K reported and by invitation only). I have contacted Discover Bank about these cards on several occassions and not once did the CSRs admit they existed?!

---

Are you sure about that? I have the 5% so can't personally check. I've not heard this before, so I'm a bit surprised since it would be a major difference between otherwise similar cards.

I find 5% occasionally useful. 1.5% is never useful.

---

Glad you flagged my response!!! The "Discover Deals" are available to the Discover it, Discover Miles and Discover Chrome. Called right now and asked. The Discover CSR team said "Discover Deals" are available to all Discover Card products". Oops ... glad you called me on this!!!

---

At least in the past, the deals on IT Miles were a subset of those on IT (as previous poster mentioned).  Very few 5% or 10% off ones, more like Amex offers, spend $100 and get $20

My account lists 89 offers though (nearly all useless to me), someone with IT, how many do you see?

[wasCB14]

---

@longtimelurker wrote:

---

@Anonymous wrote:

---

@wasCB14 wrote:

---

@Anonymous wrote:

Couple of points ... "Discover Deals" that are in addition to the "5% rotating categories" has served some of us well (you will find some variations in views) and the Discover Deals are not part of the Discover Miles Card offering. As to a trifecta, wonder if Discover still issues their elite Discover Premium and Discover Premium Plus Cards (Black in color) as the last write up from Doctor of Credit dates to 2015 and were suppose t be exclusive (minimum spend of $40K reported and by invitation only). I have contacted Discover Bank about these cards on several occassions and not once did the CSRs admit they existed?!

---

Are you sure about that? I have the 5% so can't personally check. I've not heard this before, so I'm a bit surprised since it would be a major difference between otherwise similar cards.

I find 5% occasionally useful. 1.5% is never useful.

---

Glad you flagged my response!!! The "Discover Deals" are available to the Discover it, Discover Miles and Discover Chrome. Called right now and asked. The Discover CSR team said "Discover Deals" are available to all Discover Card products". Oops ... glad you called me on this!!!

---

At least in the past, the deals on IT Miles were a subset of those on IT (as previous poster mentioned).  Very few 5% or 10% off ones, more like Amex offers, spend $100 and get $20

My account lists 89 offers though (nearly all useless to me), someone with IT, how many do you see?

---

156 offers from 154 merchants on my 5% IT.