cancel
Showing results for 
Search instead for 
Did you mean: 

Paypal 3/16 upgrade letter UPDATED (5/30)

tag
Meanmchine
Super Contributor

Paypal 3/16 upgrade letter UPDATED (5/30)

Was just curious if anyone had received their card yet?  Or, has anyone been able to view their new account when checking their Paypal  balance. So far I cant see anything.
My account still shows as a SmartConnect account.

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching
Message 1 of 107
106 REPLIES 106
tcbofade
Super Contributor

Re: Paypal 3/16 upgrade letter

Not me.  No new card, still shows as a smart connect account when I log in.

Fico 8 6/01/25: EX 798, EQ 807, TU 793.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 2 of 107
Anonymous
Not applicable

Re: Paypal 3/16 upgrade letter

Me too!!😡
Message 3 of 107
core
Valued Contributor

Re: Paypal 3/16 upgrade letter

Me three.  Has anyone asked Synchrony whether this will be reported as a new account?  I really want to avoid that, and am considering opting out of this "upgrade".

Message 4 of 107
Meanmchine
Super Contributor

Re: Paypal 3/16 upgrade letter

Im assuming that it will be. SmartConnect account numbers start with a "6" and MCs all start with a "5"

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching
Message 5 of 107
core
Valued Contributor

Re: Paypal 3/16 upgrade letter

Certainly the account number will change, but that doesn't mean it has to be a new tradeline...?  Actually I wouldn't even mind a new line if the account open date stayed the same as the old one.  My Smart Connect has been open for a while, but I can't afford a "new account" right now.  What a way for Synchrony to spoil a planned card app!

Message 6 of 107
Anonymous
Not applicable

Re: Paypal 3/16 upgrade letter

I haven't seen a change either Smiley Sad and no card yet.
Message 7 of 107
PinkPanther3719
Contributor

Re: Paypal 3/16 upgrade letter

I received this letter too. I called as I was wondering when I would get the card (and to ask for a CLI). I was told that they are upgrading the accounts and mailing out the cards starting May 31st.
Current Information (05/2016)
Scores: EX: 633, EQ: 619, and TU: 727
Current Utilization: ?%

Goal: All above 750 and no more than 3% utilization
Gardening until 12/31/16 (Hopefully)
Message 8 of 107
betax
New Contributor

Re: Paypal 3/16 upgrade letter

I got that letter as well quite surprised they upgraded me with a 600 run fico. Had my smart connect 14 months before letter came in March. No card yet as others said, however I was able to call papal extras automated number. I then was able to look up my account using my SS. just gotta wait for it in the mail.
Message 9 of 107
Anonymous
Not applicable

Re: Paypal 3/16 upgrade letter

Guys!!! I just called the PayPal Extra MasterCard phone number as *betax* mentioned and it "synced" with my phone number. It then prompted for the last four of my social and presented me with account info.

Only bummer, it said I had $700 available credit with $0 in use and $140 avail to cash advance. I would be really disappointed if my entire CL didn't transfer over.
I do have a balance on my current PayPal SC account though $173 out of $2.2k. Not sure if that matters?
Message 10 of 107
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.