PenFed: I turn 6 months old this month....

Anonymous · ‎09-16-2009

As many have read my past comments on PenFed, I have had some rubs in which I wasn't happy with PenFed CS nor their crediting of payments policy to newbies.

I was told that these issues were "general new member policy when less than 6 months." I turn 6 months next week. So we shall see if I see any change or improvements in these areas. Maybe I'll move up from Red Headed Step Child, Second Class, to Step Child in general.

haulingthescoreup · ‎09-16-2009

lol, here's hoping that you get out of your PenFed diapers!

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

creditwherecreditisdue · ‎09-17-2009

They won't tell you there have been any changes. They will just happen. Exactly when after the six month point I have no clue.

Anonymous · ‎09-17-2009

@haulingthescoreup wrote:
lol, here's hoping that you get out of your PenFed diapers!

Well, maybe I just get to move to toddler pull-ups! LOL

DI · ‎09-17-2009

Congratulations. I'm still trying to be born with PenFed.

pattycake · ‎09-17-2009

Well, I made my first payment with them yesterday, due in two weeks. I've had the card since July so I'll be graduated to Pull-ups in February.

pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749

haulingthescoreup · ‎09-17-2009

DI wrote:
Congratulations. I'm still trying to be born with PenFed.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

DI · ‎09-17-2009

I've been approved tentatively pending income verification. I emailed copies of my paystubs. Anyone know how long it takes PenFed to approve after sending paystubs?

creditwherecreditisdue · ‎09-17-2009

@DI wrote:
I've been approved tentatively pending income verification. I emailed copies of my paystubs. Anyone know how long it takes PenFed to approve after sending paystubs?

If you fax them in it should be done in 24 hours.

DI · ‎09-17-2009

@creditwherecreditisdue wrote:
@DI wrote:
I've been approved tentatively pending income verification. I emailed copies of my paystubs. Anyone know how long it takes PenFed to approve after sending paystubs?

If you fax them in it should be done in 24 hours.

Ok, I will fax it tomorrow morning incase it may take forever to get approved sending the paystubs via email.I called the CSR and were told to check back this time tomorrow to confirm paystubs sent by email received.