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Established Member
Posts: 28
Registered: ‎02-15-2014
0

Shopping Cart Trick 2014

Hi All :-)  Im new to posting in the forums ..... I am discharged from ch 7 in 2/2014 and thrilled at the credit i have been able to acquire since .  I actually had begun rebuilding my credit for almost a year prior to having to file my ch. 7 but something from 6 years ago snuck up on me and tried to levy my bank so i had to file .  It was so frustrating !  But i am surprised at the fact that i have acquired credit so quickly and my scores arent as bad as they could be for that new of a bk !  

 

Anyway ,  i got the shopping cart trick to work for JCrew only a few weeks ago ( altho i didnt really want it i accepted since like i said i had no credit ) , and cant get any others to work !  I try all the time !  Anyone know as of the present which ones still do it , and also what the best way to do it is ?  And when in the process would i see the pop up ?  The JCrew wasnt really a pop up it was just kinda there on the screen.  There are a couple i would like way more than JCrew !  Thanks in advance for the help .....

Filed 10/2013 Discharged Ch 7 2/2014 and on my way with an itchy finger !

Capital One secured $500 ( started at $250 then they gave CLI ) , Capital One Quicksilver $2750 ( started at $500 ) , Credit One Platinum $950 ( started at $500) , Target $1000 ( started at $ 300 ) , JCrew $500 (started at $250) , Fingerhut $ 2600 ( started at $ 500 ) Kohl's/Capone $300, BarclayRewards $1000 ( started at $250), Barclay Apple$2400( started at $1500), Merrick Bank $1400 ( started at $700) ,Barclays William Sonoma $5000, PayPal credit $750, Nordstrom $500, Walmart $800, Amazon store card $750, QVC $500, HSN $750, Overstock $250, Tidewater $3000
EXP : 638 EQU : 626 TU: 633





Starting Score: 590
Current Score: 590
Goal Score: 660


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Epic Contributor
Posts: 29,350
Registered: ‎10-23-2007
0

Re: Shopping Cart Trick 2014

HSN but I had to go all the way to add my payment method and then I got the popup.

Express

Victoria Secretf

Total Rewards

Buckle

 

on side note, GE/Sync bank does shopping cart for Dillards

Member
Posts: 5
Registered: ‎08-27-2013
0

Re: Shopping Cart Trick 2014

Hi did you try the Comenity website directly.  Victoria's Secret and Marathon gas card seemed to be easy. 

 

Good luck!

Gardening beginning 7/22/2014 until 11/22/2014
Last app 7/21/2014 (denied) -- Several outstanding (denials...)
"BK Ch7 Discharged 7//16/13"
Starting Score: Equifax - 569 Experian - 558 Trans 528Current Score: Credit Karma 589 Quizzle 661 Equfax (NFCU) 618
"Cards Post BK Walmart (400) Kohls (300) Credit One (600) NFCU Nrewards (2500) NFCU Navchek (500) Comenity: Marathon Gas (250) Victoria Secret (250) Lane Bryant (150) Carsons (250)"


Seedling:

Contributor
Posts: 101
Registered: ‎06-20-2014
0

Re: Shopping Cart Trick 2014

Hi! Did you try the Brylane Home/ Woman Within/ Romans cards. They all seem fairly easy to get. I can't wear the clothes, but Romans and Woman Within offer other things like jewelry, handbags, perfume and such if you just need another Tradeline. I am very new to rebuilding my credit too. I know the pop ups do work on these sites, just be sure to enter your information as it is listed on your credit report. They are "soft pulls" too. Best wishes to you in your rebuilding process!

Officially in the Garden: 2-7-15 till 2-7-16 EQ 711 TU 735 EX 709 (Goal Score 750) (current accounts and inquiries need to age)AmexBlueCashPreferred$6.5K /CDP$6.3K/CitiDblCash$1.5k/Discover$4K/AmexGRN / ChaseFreedom$3.5K /Chase Disney$2.5K/ShopHQ$3.8K/Ebates$3.5K/WilliamsSonoma$4.5K/ /Amazon$2.6K/ HSN$2.3K /Walmart$2.3K/JCrew$4.5K / QVC$2.8K/PayPalCredit$884/BOA(sec)$600/The Loft $1000/Target $500/JCPenney$400/VS$500Last App2-7-15
Frequent Contributor
Posts: 440
Registered: ‎10-30-2013
0

Re: Shopping Cart Trick 2014

I've had popups for AnnTaylor, the Loft, JJill, Victoria's Secret, HSN, Total Rewards Visa, Sportsman Guide Visa, MyPoints Visa, the Buckle and Express. 

 

The first ones I got were Loft and VS

Start: MyFICO EQ 579 (Oct 2013)
Now: MyFICO EX 717 | EQ 697 | TU 727 | (DEC 2014)

AMEX Everyday $23.5K | Chase Marriott Premier $12K | Sportsman Guide Visa $10K | Discover IT $9K | Loft MC $7900 | J Crew $7150 | Chase Freedom $5.5K | Talbots $5100 | Barclays Sallie Mae $5K | Nordstroms $5K | Amazon $3700 | Banana Republic $3500 | Macys $2500 | Cap One QS1 $1800 | Cap One QS1 $1750 |
Valued Contributor
Posts: 3,679
Registered: ‎11-23-2013

Re: Shopping Cart Trick 2014


Snookie517 wrote:

Hi All :-)  Im new to posting in the forums ..... I am discharged from ch 7 in 2/2014 and thrilled at the credit i have been able to acquire since .  I actually had begun rebuilding my credit for almost a year prior to having to file my ch. 7 but something from 6 years ago snuck up on me and tried to levy my bank so i had to file .  It was so frustrating !  But i am surprised at the fact that i have acquired credit so quickly and my scores arent as bad as they could be for that new of a bk !  

 

Anyway ,  i got the shopping cart trick to work for JCrew only a few weeks ago ( altho i didnt really want it i accepted since like i said i had no credit ) , and cant get any others to work !  I try all the time !  Anyone know as of the present which ones still do it , and also what the best way to do it is ?  And when in the process would i see the pop up ?  The JCrew wasnt really a pop up it was just kinda there on the screen.  There are a couple i would like way more than JCrew !  Thanks in advance for the help .....


I wouldn't fill up my credit profile with store cards. Especially ones you aren't going to use. You have 5 accounts now and that is MORE than enough to get a credit profile going. I'd stop there, garden a bit, and try for non store cards in 6 months to a year. You have 2 capital one cards... wait 6 months on those and ask for a credit limit increase, and ask every 6 months there after. The shopping cart cards-  I think you get CLIs on them at 9 months. Personally, I'd also call Cap One today and ask them to product change those two cards to Quicksilvers so that you can start earning cash back on them.

With your scores, you might also want to address the things that are keeping you down, such as any negative items.

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
New Visitor
Posts: 3
Registered: ‎08-01-2014
0

Re: Shopping Cart Trick 2014

I received Pop-Ups on the first try for the following:

 

Victoria's Secret

J.Crew

Loft

 

All popped up after I hit "check out" and putting in address.  Victoria's Secret told me the amount on the Pre-Approval screen.  The other two told me before leaving the screen.  All only asked for the last four SS digits.

 

Super Contributor
Posts: 9,628
Registered: ‎06-19-2013
0

Re: Shopping Cart Trick 2014

I still don't get popups from any of those stores :-( Not that i would actually take them even if it was an sp , but i want to feel loved :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Established Contributor
Posts: 972
Registered: ‎02-18-2014
0

Re: Shopping Cart Trick 2014

[ Edited ]

mongstradamus wrote:

I still don't get popups from any of those stores :-( Not that i would actually take them even if it was an sp , but i want to feel loved :-)


LOL! I could just picture you at the check out screen holding your computer yelling "LOVE ME!!"

 

I ordered my friend some perfume as a bday gift and got a pop up from VS (I did not accept). Buckle sadly (I was not educated) I took an HP in store.

Amex PRG - Amex ED - Chase CSP - Chase Freedom - Discover IT - Barclay Ring - Barclay Financing Visa - NFCU cashRewards - EnergyOne CU Visa - Walmart - Best Buy - Buckle Store - State Farm Student Visa - $34K Truck loan @ 2.7%
Established Member
Posts: 35
Registered: ‎07-25-2014
0

Re: Shopping Cart Trick 2014

Wait, what, you can get pop-ups directly from the comenity website?  What is the address to this mythical site?  

My Wallet : Discover It $2000 / Capital One Quicksilver $5000 / Total Rewards Visa $2750 / Marriott Rewards $5000 / Amex Blue Cash Preferred $6000

TU: 693
Equifax: 668
Experian: 687

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