Simplicity Vs Diamond Preferred

[chrisw1968uk]

Hi Guys

With the exception of the Concierge Service, the Simplicity Card seems superior to the Diamond preferred regarding benefits etc - no APR hike if you miss a payment etc etc - sure, it's not "Black" - am i missing something?

[BearsAndTurtlesRtheBest]

Simplicty:

• No late fees - EVER
• No penalty rate - EVER
• No annual fee - EVER

Diamond:

Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.

[chrisw1968uk]

yay great! (I'll stick with the Simplicity) lol - Thanks

[BearsAndTurtlesRtheBest]

Yep your welcome I would also prefer the Simplicty.

[Radek7752]

---

@chrisw1968uk wrote:

Hi Guys

With the exception of the Concierge Service, the Simplicity Card seems superior to the Diamond preferred regarding benefits etc - no APR hike if you miss a payment etc etc - sure, it's not "Black" - am i missing something?

---

The Simplicity also has frequent balance transfer offers (at least for me, I have 2-3 offers with various terms 0%-.99% APR). It's my only Citi card that gets them.

[BearsAndTurtlesRtheBest]

wow thats great do they send you blank checks?

[OnTheRebound]

---

@BearsAndTurtlesRtheBest wrote:

wow that's great do they send you blank checks?

---

---

Yes they do, for my wife's Simplicity and my Diamond every week and sometimes twice a week. I'm about ready to buy a new shredder and when I do I'm going to bill Citi for it!

[BearsAndTurtlesRtheBest]

They asked for it so now they are gonna get billed hahha

[maiden_girl]

I would love the Simplicity card if they offer frequent BT offers...

[BearsAndTurtlesRtheBest]

Well Radek said that they offer them frequent BT with blank checks. My dad and DS have Sport Chalet VISA an they also offer blank checks with an APR of 2.99