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So far so good....

Senior Contributor

So far so good....

JUST got back from opening my FIRST checking & savings acct from my local CITI branch and everything was successful. Im going to return in 10 days with my paycheck to deposit money, get temporary debit card, and set up online acct.

Also just paid of dads Brooks Brothers CC that had a $146.00 balance. Its now "0" and will be closed once new statement generates. CL $1,400

Same with dads Best Buy CC it had a $139 balance and its now at "0" and will also be closed. CL $1,200

ALL IN ALL IM FEELING POSITIVE, and seeing the light. I do got WAY more CCs to pay off. "Step by step"

Thanks for all the advice and help my fico family!!!

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 1 of 23
22 REPLIES
Moderator Emerita

Re: So far so good....

Congratulations ! I feel like you are growing up right in front of our 'eyes'.

I'm sure your parents are extremely proud of you.
Message 2 of 23
Moderator

Re: So far so good....

Congrats!  Glad to see you're taking a balanced approach to things, you will be rewarded in the end.

Message 3 of 23
Super Contributor

Re: So far so good....


BearsAndTurtlesRtheBest wrote:

JUST got back from opening my FIRST checking & savings acct from my local CITI branch and everything was successful. Im going to return in 10 days with my paycheck to deposit money, get temporary debit card, and set up online acct.

Also just paid of dads Brooks Brothers CC that had a $146.00 balance. Its now "0" and will be closed once new statement generates. CL $1,400

Same with dads Best Buy CC it had a $139 balance and its now at "0" and will also be closed. CL $1,200

ALL IN ALL IM FEELING POSITIVE, and seeing the light. I do got WAY more CCs to pay off. "Step by step"

Thanks for all the advice and help my fico family!!!


BRAVO......WTG..........Congarts  

Can you update sig as you go along to show others your progress

Proud of you...Wooo Hooo 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 23
Senior Contributor

Re: So far so good....

@Lexie aww thanks! and yeah my parents are very happy since my pay check makes the weight less heavy.

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 5 of 23
Senior Contributor

Re: So far so good....

@B335is thanks and yeah my reward will be debt free! (until who knows when but that day will come)

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 6 of 23
Senior Contributor

Re: So far so good....

@myjourney do you mean post the cards owed and then cross the ones being paid? I mean some members might jump out of their chairs once they see the crazy APR we are paying everysingle month. AND THANKS Happy dance all day everyday!

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 7 of 23
Super Contributor

Re: So far so good....


BearsAndTurtlesRtheBest wrote:

@myjourney do you mean post the cards owed and then cross the ones being paid? I mean some members might jump out of their chairs once they see the crazy APR we are paying everysingle month. AND THANKS Happy dance all day everyday!


Nope like a log until that first shiny is approved examole today 

10/10 opened checking and saving 

11/11 etc etc 

12/1 CC Wooo hooo 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 23
Senior Contributor

Re: So far so good....

Oh ok gotcha, Ill do that.

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 9 of 23
Frequent Contributor

Re: So far so good....

sounds like you got your lessons out of the way at an early age

you'll be way ahead of most soon enough

 

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Message 10 of 23