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TransUnion Score Version used by Wells Fargo

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seattlecredit08
Frequent Contributor

TransUnion Score Version used by Wells Fargo

Does anyone know what version of TransUnion FICO score Wells Fargo use?

 

My specific question is: Does Wells Fargo use TU FICO 9 or FICO8 or another bank card FICO version in their credit decisions, especially for Wells Fargo Propel card?

 

I am considering this card but my TU FICO 8 is about 700+ change and FICO 9 is 760. BIG, BIG difference....

 

Thanks in advance!!

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2 REPLIES 2
AverageJoesCredit
Legendary Contributor

Re: TransUnion Score Version used by Wells Fargo

My understanding is they use Experian as the Fico i am provided is now Fico9 Experian
Message 2 of 3
Caught750
Valued Contributor

Re: TransUnion Score Version used by Wells Fargo

They could pull any of the 3 CRAs but will use Fico9 for the score
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
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