Travelling soon, should i notify my card companies...

[barbaralee]

My thinking is always it is better to do it and not need it than need it and not do it. 

[myjourney]

My view is this...... option 1 or option 2

Option 1

Call before and let them know your traveling ....quick and easy 3 minutes max

OR

Option 2

Arrive at your destination try and use your cards only to see the rejected message (embarrassing)

Then call only to find out they have all been hit with a FA

Then stay on the phone longer trying to get it all straightened out 

[red259]

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@myjourney wrote:

My view is this...... option 1 or option 2

Option 1

Call before and let them know your traveling ....quick and easy 3 minutes max

OR

Option 2

Arrive at your destination try and use your cards only to see the rejected message (embarrassing)

Then call only to find out they have all been hit with a FA

Then stay on the phone longer trying to get it all straightened out 

---

Option 2 can be a royal PITA if your in the middle of some place with shoddy reception and trying to make a plane/boat/train etc. 

[myjourney]

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@red259 wrote:

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@myjourney wrote:

My view is this...... option 1 or option 2

Option 1

Call before and let them know your traveling ....quick and easy 3 minutes max

OR

Option 2

Arrive at your destination try and use your cards only to see the rejected message (embarrassing)

Then call only to find out they have all been hit with a FA

Then stay on the phone longer trying to get it all straightened out 

---

Option 2 can be a royal PITA if your in the middle of some place with shoddy reception and trying to make a plane/boat/train etc. 

---

Sure can be 

[Anonymous]

Definitely notify for the Fidelity amex, they are very touchy with their fraud protection 

Anyone ever concerned about home theft because of this? You are literally announcing you will be away to a stranger who has your home info too

I actually hail from a town that was featured on 60 minutes for a similar scam. When I was a kid, we were taught to tell the cops when leaving on a trip so they'd "keep an eye on the house" 

Well it turns out people who did that were getting robbed by our local police department or friends of the cops 

Has made me paranoid ever since 

[Anonymous]

I would call! and let them know !

[Anonymous]

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@negg wrote:

Credit card companies don't réquire a travel notice on domestic travel. Both Amex and chase have told me its not an issue 

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I travel so much domestically that its never an issue anymore. I do travel internatonal a few times a year now but il still call. Its not like it hurts but if one rarely ever travels its probably a good idea. I know BofA and USAA have domestic in the travel notification opotions so i know those may somewhat care about domestic if its not normal for one to be out of state.

[barbaralee]

USAA shut me down when I traveled from Missouri to Michigan and did not let them know. 

[red259]

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@Anonymous wrote:

Definitely notify for the Fidelity amex, they are very touchy with their fraud protection 

Anyone ever concerned about home theft because of this? You are literally announcing you will be away to a stranger who has your home info too

I actually hail from a town that was featured on 60 minutes for a similar scam. When I was a kid, we were taught to tell the cops when leaving on a trip so they'd "keep an eye on the house" 

Well it turns out people who did that were getting robbed by our local police department or friends of the cops 

Has made me paranoid ever since 

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Yes, let's reign in the paranoia. First off, all you are telling them is that YOU will be away. That doesn't mean other people won't remain in your household. In addition, unless you live in the town where the amex call center is located who the heck are they going to tell to go break into your house. Finally, amex can see the charges being made so they will know your not home anyway! 

[Open123]

I'm not sure about Chase, but Amex has always reinforced the notion that it isn't required or necessary to advise them of your travel plans, domestic or otherwise.