Venture One Question?

[Anonymous]

Some people do get enrolled in credit steps with the VentureOne, while others don't. I think it all depends on how they coded you when you were approved (i.e excellent credit or fair credit, prime vs sub-prime, etc.) The best way to tell is to look at your starting limit. If they started you with $300-$500 (sub-prime land), then I would assume you're in credit steps. If they approved you out the gate for 3k-5k (or more) then I will assume you're in prime land and are not in credit steps. This is just my best guess gathered from previous experience and reading about others experience, so it's not set in stone or anything.

[Anonymous]

venture one has a minimum CL of $3k i thought....

[Anonymous]

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@Anonymous wrote:
venture one has a minimum CL of $3k i thought....

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No, not the VentureOne, just the regular Venture.

[Anonymous]

regular venture has a minimum of $5k i thought...

[Anonymous]

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@Anonymous wrote:
regular venture has a minimum of $5k i thought...

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Oh ya sorry, the regular Venture has the minimum 5k limit. It's the regular Quicksilver that has the 3k min. Sorry. The VentureOne and QuicksilverOnes have no minimum starting limit (or maybe $300.. lol)

[Anonymous]

oh. maybe i was wrong about that. how come purple can PC into a $1k QS... i think there's some misinformation here from one of us two lol

[Anonymous]

after a quick search in some threads my point is validated. venture minimum is $5k, venture one is $3k and the QS and QS1 don't have a minimum other than that $300 cap1 gives almost anyone.

[Anonymous]

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@Anonymous wrote:
after a quick search in some threads my point is validated. venture minimum is $5k, venture one is $3k and the QS and QS1 don't have a minimum other than that $300 cap1 gives almost anyone.

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I'm going to have to disagree with you. Perhaps PCs are treated differently than actually applying for the card. Here is what Cap1 says on their regular Quicksilver application (read the very last sentence).

[Anonymous]

Also, I believe there may be a difference between the Visas and Mastercards with both products. I'm thinking the Mastercards have no minimum SL, while the Visas do? (maybe) I just know that Cap1 has different cards within the same family of cards for people with different credit profiles. Meaning people with excellent credit are offered a different VentureOne , QuicksilverOne, and Platinum card than people with say fair or poor credit. So even if someone with excellent credit gets a 5k SL on a VentureOne , someone with poor credit could get a $300 SL on that same VentureOne - does that make sense?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
regular venture has a minimum of $5k i thought...

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Oh ya sorry, the regular Venture has the minimum 5k limit. It's the regular Quicksilver that has the 3k min. Sorry. The VentureOne and QuicksilverOnes have no minimum starting limit (or maybe $300.. lol)

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From the VentureOne page