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@JayPaulM29 wrote:
So I have a VERVE card. I got it before I had access to this forum and before I was properly educated on the do's and don't of CC. I've only had it for a month, so closing it shouldn't have a drastic impact on my score, right?
I just got approved for BoA at a nice limit. After reading this, I'm just going to transfer the balance and close the VERVE. No sense in being ripped off
Shouldn't affect you, no. Close that pile and get your AF back.
Since establishing credit a few months ago, this was my very first real credit card offer in the mail. I'd read about it on here and laughed...and when I received the offer in the mail I was kind of disgusted. My only other and 2nd offer to date after that was the Citi Diamond Prestige.
Lmao first time I hear bout this card