Well...I couldn't help...

DigitalArk · ‎09-03-2013

I could not hold myself back from applying NFCU goRewards MasterCard. I got the 3-5 days waiting message. Maybe because I have a lot of new accounts and inquiries in the past 2 months...It's driving me nuts that I have to wait for the answer from NFCU.

BearsAndTurtlesRtheBest · ‎09-03-2013

Good luck!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

DigitalArk · ‎09-03-2013

I am approved with only 1000 CL.

Should I:

1. Move some credit from my 14K cashRewards to goRewards? If so, how much will it be good?

2. Move the 1K from goRewards to cashRewards, then close the goRewards which I just opened?

3. Call the CSR to request a CLI to at lease 5K?

I really don't want the 1K limit stay in my CRs.

DigitalArk · ‎09-03-2013

bump

hot4u · ‎09-03-2013

@DigitalArk wrote:
I am approved with only 1000 CL.

Should I:

1. Move some credit from my 14K cashRewards to goRewards? If so, how much will be good?
2. Move the 1K from goRewards to cashRewards, then close the goRewards which I just opened?
3. Call the CSR to request a CLI to at lease 5K?

I really don't want the 1K limit stay in my CRs.

Give it time.. You know how NFCU IS on Cli's...

(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage

Alaska Airlines

DigitalArk · ‎09-03-2013

How often do they give out auto CLI?

DaveSignal · ‎09-03-2013

If your reason for applying for the goRewards was to have a no-fee card with no ForEx, then I would keep it unless you already have another card that offers the same. If you want higher spending capabilites, then move some credit from your cashRewards.

EX:694 TU:744 EQ:777

Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k

DigitalArk · ‎09-03-2013

@DaveSignal wrote:
If your reason for applying for the goRewards was to have a no-fee card with no ForEx, then I would keep it unless you already have another card that offers the same. If you want higher spending capabilites, then move some credit from your cashRewards.

Yes, it was my reason. It is my only no-fee, no FTF card. Maybe it is a good idea to move some credit from my cashRewards like you said.

DigitalArk · ‎09-03-2013

I just called to request moving 4K from my cashRewards to my goRewards. Let's see how it goes.

DigitalArk · ‎09-06-2013

NFCU did it. They moved 4k from my CashRewards to my goRewards, which made it a 5k card. I guess NFCU does not always give out high limit cards.