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I would like to start a thread on which cards everyone will use during the holidays and why. Not only will this help others learn about rewards but it may help some people while app'ing.
I am personally going to use my CSP as much as possible for the things I plan to PIF or want the extra protection of the Visa Siggy. Everything else I will most likely use my US Bank as it will be 0% well past the Holiday Season.
My Discover It will probably be card that will get the most use in the coming months. I buy most things online and they have the 5% category for online shopping in the 4th quarter.
Discover It and Chase Freedom in their respective online malls!!! Actually excited for the upcoming holiday season, I used to dread it!!!
@Irisa wrote:My Discover It will probably be card that will get the most use in the coming months. I buy most things online and they have the 5% category for online shopping in the 4th quarter.
That will be perfect for Cyber monday or whatever it is. I like that day because I refuse to wake up at midnight to go stand in line and punch people in the face as they take my new TV
LOL Azguy my girlfriend and I went to try to get gifts for people once and felt like we were in a game of football!
I'm working on a list of Store cards and their various perks, maybe it can give people some ideas here too.
http://ficoforums.myfico.com/t5/Credit-Cards/Store-Card-Perk-List/m-p/2459079#M699242
Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013) Starting total revolving credit: $0 | Current total revolving credit: $1600.00 Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013 | Mechanically Sound Car | Fifth Third $300 U.S. Bank Harley Davidson $300 Capital One Platinum $500 2nd Capital One Platinum $500 |
@azguy13 wrote:
@Irisa wrote:My Discover It will probably be card that will get the most use in the coming months. I buy most things online and they have the 5% category for online shopping in the 4th quarter.
That will be perfect for Cyber monday or whatever it is. I like that day because I refuse to wake up at midnight to go stand in line and punch people in the face as they take my new TV
I completely agree, there's nothing in the world I'd ever want bad enough to actually put up with those crowds lol. I love cyber monday!
@Startome wrote:LOL Azguy my girlfriend and I went to try to get gifts for people once and felt like we were in a game of football!
I'm working on a list of Store cards and their various perks, maybe it can give people some ideas here too.
http://ficoforums.myfico.com/t5/Credit-Cards/Store-Card-Perk-List/m-p/2459079#M699242
That is an impressive list. I am sure it will help A LOT of people. I am looking at it jsut for the knowlesge though because I am committed to gardening, lol
Thank you =) I hope my list doesn't make it harder for some people to garden, and just helps those not looking to garden xD
Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013) Starting total revolving credit: $0 | Current total revolving credit: $1600.00 Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013 | Mechanically Sound Car | Fifth Third $300 U.S. Bank Harley Davidson $300 Capital One Platinum $500 2nd Capital One Platinum $500 |
@Irisa wrote:
@azguy13 wrote:
@Irisa wrote:My Discover It will probably be card that will get the most use in the coming months. I buy most things online and they have the 5% category for online shopping in the 4th quarter.
That will be perfect for Cyber monday or whatever it is. I like that day because I refuse to wake up at midnight to go stand in line and punch people in the face as they take my new TV
I completely agree, there's nothing in the world I'd ever want bad enough to actually put up with those crowds lol. I love cyber monday!
Yea, I get pretty stressed out when I have that many people around me who I dont know. I dont trust people enough to be around that many of them, haha
Discover iT for 4Q bonus, CSP to reach required spending/purchase protection and AMEX BCP for the department store category.