Reply
Established Member
Posts: 25
Registered: ‎09-30-2008
0

Who will give me a credit card when I got denied for a secured card?

I am trying to increase my credit score now that I've seen the errors of my ways.  I applied for a secured credit card at my bank but they denied me.  Isn't there a jewelry credit card that was approving everyone?
Valued Contributor
Posts: 2,791
Registered: ‎03-18-2007
0

Re: Who will give me a credit card when I got denied for a secured card?


Jennaaylee wrote:
I am trying to increase my credit score now that I've seen the errors of my ways.  I applied for a secured credit card at my bank but they denied me.  Isn't there a jewelry credit card that was approving everyone?

 

I think you're thinking of Crown Jewelers.
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Established Member
Posts: 25
Registered: ‎09-30-2008
0

Re: Who will give me a credit card when I got denied for a secured card?

There was an online jewlery store that people on here were mentioning a few months back..Is Crown Jewelers the one?

 

Epic Contributor
Posts: 25,193
Registered: ‎10-23-2007
0

Re: Who will give me a credit card when I got denied for a secured card?

yes crown jewelers.

you apply for orchard bank? 

Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
Frequent Contributor
Posts: 329
Registered: ‎10-20-2008
0

Re: Who will give me a credit card when I got denied for a secured card?


Creditaddict wrote:

yes crown jewelers.

you apply for orchard bank? 


Yup, crown jewelers will give you a credit line without a credit check, they report once you buy something, they have some cheap stuff you can buy as a gift for someone if you don't want anything yourself.  Also the Orchard Bank Secured card will approve anybody that can send them a check for the minimum amount and there is no annual fee the first year.  Interest rate is reasonable. I was happy with my Orchard Secured card, helped me get better stuff six months later once I had established some positive tradelines.  You are on the right path.

Epic Contributor
Posts: 25,193
Registered: ‎10-23-2007
0

Re: Who will give me a credit card when I got denied for a secured card?

I was thinking a regular orchard bank card not the secured since they don't graduate and unsecured unless that is only option, then it's probably a good one.
Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
Frequent Contributor
Posts: 488
Registered: ‎04-09-2008
0

Re: Who will give me a credit card when I got denied for a secured card?

Try FINGERHUT, you may get a $300.00 card.
Frequent Contributor
Posts: 365
Registered: ‎07-27-2008
0

Re: Who will give me a credit card when I got denied for a secured card?

Last August I was denied for a secured card by my bank as well, in the meantime I got the following cards (from July to December)

 

Legacy visa 

 

Crown Jewelers 

 

Indigo Mastercard-this used to be the old Rewards 660 Visa but it is now with Meta Bank

 

Hooters Mastercard 

 

Legacy Visa and Indigo Mastercard has ALOT of fees but it is what I needed to raise my EQ fico score almost 100 points-no joke!

Established Member
Posts: 62
Registered: ‎01-13-2009
0

Re: Who will give me a credit card when I got denied for a secured card?

i have been helping a family member who has about 8 CO their fico is up almost 200pts in last 9 month

3/08 orchard secured

7/08 bofa secured(denied 2/08)

8/08 target

9/08 capital one

11/08 capital one

12/08 juniper

 

Orchard is a great start and i would recommend a bofa secured after you have had it for ~6 months since it grows with you

Frequent Contributor
Posts: 285
Registered: ‎02-26-2008
0

Re: Who will give me a credit card when I got denied for a secured card?


Creditaddict wrote:
I was thinking a regular orchard bank card not the secured since they don't graduate and unsecured unless that is only option, then it's probably a good one.
I have a secured orchard card that unsecured.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.