Reply
Moderator Emeritus
Posts: 10,853
Registered: ‎12-30-2011
0

Re: Zync(Unicorn) Using Points For Charges?


Burned2manybridgesB4 wrote:

Anyone else noticing the "offers" are growing in numbers too?


Yes, though I'm not certain if that is Amex-wide, or specific to an individual (me in this case) as my internal and also credit profiles improve.

 

It's a reasonable business decision though, some of the reward redemption methods are definitely suboptimal in the Amex universe, if they garner more folks to take a lower value one ithan maximizing their points, that drives more profit for Amex.

 

I'm not a fan of complicated points systems for rewards, but I can't fault them for trying to leverage impulse point spending.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 683, EQ 8 690, TU 710, EX 715 (01/01/15)
Goal Score: 700 on EQ 04 (01/01/16)


Take the myFICO Fitness Challenge

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.