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Posts: 7,025
Registered: ‎10-21-2012

Re: chase credit lines question

[ Edited ]

Apinzon2374 wrote:
If you have the Visa Signature version of the CS with a $5000 limit and decide to shift some credit to a different Chase CC, would it remain a Visa Signature even though it's CL is lower than $5000?

The plastic will remain as Signature until expiration (unless it automatically generates a replacement or you keep the current CC for novelty purposes I suppose).  The internal coding on the account will change to non-Signature and any associated benefits will be downgraded to Platinum.  There have been a few (if not rare) instances where (depending how the account gets coded from the PC/downgrade) whereby some folks were able to keep the Signature benefits yet the CL was below $5K.

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