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help..recent dcu and alliant members please input your experience

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Crashem
Valued Contributor

Re: help..recent dcu and alliant members please input your experience

I would go for Walmart card or some store card to give you another revolving account.
               LIMITS IN CARD DESCRIPTIONS
Message 11 of 14
jchu2013
Valued Member

Re: help..recent dcu and alliant members please input your experience

The only store card that I need is amazon. May consider Barneys New York and Saks if needed since it's not as easy as amazon (I assume). No walmart nearby, not sure if I need the walmart card.

Honestly, since I started this credit game in early 2013, I get addicted. Because I'm so serious in this game, that 4 inquiries are so important to me.

Any more recent alliant and dcu members??




My current situation :
Credit Score : NONE.
BOA secured card (4000), US bank secured card (4000)
4 Inquiries in Dec 2012
0 BAD

Message 12 of 14
Creditaddict
Legendary Contributor

Re: help..recent dcu and alliant members please input your experience

Credit unions often verify income.
Allianz for sure does.
If amazon would be useful then get that now... It's ge, you can call and get sp manual cli reviews and go big quickly.
Asks is pretty easy... The asks MasterCard is harder.
Barney's is middle of road hard to get.
Who are your secured cards with?
While document might be known for high limits, you don't "need" them and for credit building, 3 credit cards is all you need.
Message 13 of 14
jchu2013
Valued Member

Re: help..recent dcu and alliant members please input your experience

I have boa secured and us bank secured. Should be able to graduate soon. I will give it one year although there are many 9 months graduation.

Headache... guess I need to take credit union off my plan?
My current situation :
Credit Score : NONE.
BOA secured card (4000), US bank secured card (4000)
4 Inquiries in Dec 2012
0 BAD

Message 14 of 14
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