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just got my first email from american express

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bigblue7722
Valued Contributor

just got my first email from american express

Why must they tempt me with an offer lol. Does it mean anything or just that I am on their radar I dont think they have ever soft pulled any of my reports.

 

Welcome offer
We invite you to apply for Blue from American Express®. You can get 10,000 points to use toward a variety of rewards, including $100 in gift cards at select retail, dining and entertainment merchants after you spend $1,000 in purchases on the Card within the first three months of Card Membership.1

No annual fee
Blue is an American Express® Card with no annual fee.

Low intro APR for 15 months
Get a 0% introductory APR on purchases and balance transfers for the first 15 months. After that, your APR will be a variable rate, currently 15.24%, 18.24%, or 20.24%, based on your creditworthiness and other factors.2 For every balance transfer transaction you make in response to this offer, you will be charged a transaction fee equal to 3% of the transaction, with a minimum of $5.

Flexibility to pay over time
With Blue, you can pay for your purchases in full or carry a balance. It's up to you.

APPLY NOW This offer expires January 31, 2014.

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 1 of 14
13 REPLIES 13
indiolatino61
Valued Contributor

Re: just got my first email from american express


@bigblue7722 wrote:

Why must they tempt me with an offer lol. Does it mean anything or just that I am on their radar I dont think they have ever soft pulled any of my reports.

 

Welcome offer
We invite you to apply for Blue from American Express®. You can get 10,000 points to use toward a variety of rewards, including $100 in gift cards at select retail, dining and entertainment merchants after you spend $1,000 in purchases on the Card within the first three months of Card Membership.1

No annual fee
Blue is an American Express® Card with no annual fee.

Low intro APR for 15 months
Get a 0% introductory APR on purchases and balance transfers for the first 15 months. After that, your APR will be a variable rate, currently 15.24%, 18.24%, or 20.24%, based on your creditworthiness and other factors.2 For every balance transfer transaction you make in response to this offer, you will be charged a transaction fee equal to 3% of the transaction, with a minimum of $5.

Flexibility to pay over time
With Blue, you can pay for your purchases in full or carry a balance. It's up to you.

APPLY NOW This offer expires January 31, 2014.


Just an invitation...but I agree any of these offers are tempting, especially if you've been in garden mode for a few months...lol.

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 2 of 14
Themanwhocan
Senior Contributor

Re: just got my first email from american express

So they invited you to apply for the older Blue card, and not the newer Blue Cash everyday, or Blue Cash preferred? I didn't think they were advertizing that card much. Its existance is pretty much hidden on their web site, after all...





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 3 of 14
bigblue7722
Valued Contributor

Re: just got my first email from american express


@indiolatino61 wrote:

@bigblue7722 wrote:

Why must they tempt me with an offer lol. Does it mean anything or just that I am on their radar I dont think they have ever soft pulled any of my reports.

 

Welcome offer
We invite you to apply for Blue from American Express®. You can get 10,000 points to use toward a variety of rewards, including $100 in gift cards at select retail, dining and entertainment merchants after you spend $1,000 in purchases on the Card within the first three months of Card Membership.1

No annual fee
Blue is an American Express® Card with no annual fee.

Low intro APR for 15 months
Get a 0% introductory APR on purchases and balance transfers for the first 15 months. After that, your APR will be a variable rate, currently 15.24%, 18.24%, or 20.24%, based on your creditworthiness and other factors.2 For every balance transfer transaction you make in response to this offer, you will be charged a transaction fee equal to 3% of the transaction, with a minimum of $5.

Flexibility to pay over time
With Blue, you can pay for your purchases in full or carry a balance. It's up to you.

APPLY NOW This offer expires January 31, 2014.


Just an invitation...but I agree any of these offers are tempting, especially if you've been in garden mode for a few months...lol.


I havent even been in the garden for a month its a lot harder the second time around ughhhh lol. 

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 4 of 14
amdm2013
Frequent Contributor

Re: just got my first email from american express

I got the same offer a couple of hours ago. I went online chat and they said it was a pre-select offer with no approval guarantee.
CSP: $20k / BarclayCard WMC: $20k / US Bank Sig: $12k / Diners Club: $10k / Macy's: $10k / CapOne QS: $8k / Sportsman's Visa: $7.5k / Overstock: $7.4k / Citi DP: $3.6k / US Bank LOC: $2.5k / Cabela's: $2k / Bank of Hawaii AmEx: $1.6k / Chase Marriott: $1.5k / Amazon Visa: $500
Message 5 of 14
LearningMoreAboutCredit
Frequent Contributor

Re: just got my first email from american express


@indiolatino61 wrote:

@bigblue7722 wrote:

Why must they tempt me with an offer lol. Does it mean anything or just that I am on their radar I dont think they have ever soft pulled any of my reports.

 

Welcome offer
We invite you to apply for Blue from American Express®. You can get 10,000 points to use toward a variety of rewards, including $100 in gift cards at select retail, dining and entertainment merchants after you spend $1,000 in purchases on the Card within the first three months of Card Membership.1

No annual fee
Blue is an American Express® Card with no annual fee.

Low intro APR for 15 months
Get a 0% introductory APR on purchases and balance transfers for the first 15 months. After that, your APR will be a variable rate, currently 15.24%, 18.24%, or 20.24%, based on your creditworthiness and other factors.2 For every balance transfer transaction you make in response to this offer, you will be charged a transaction fee equal to 3% of the transaction, with a minimum of $5.

Flexibility to pay over time
With Blue, you can pay for your purchases in full or carry a balance. It's up to you.

APPLY NOW This offer expires January 31, 2014.


Just an invitation...but I agree any of these offers are tempting, especially if you've been in garden mode for a few months...lol.


+1

 

Got the same email today too...Smiley Surprised Added a PRG on the third.


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 6 of 14
bigblue7722
Valued Contributor

Re: just got my first email from american express


@Themanwhocan wrote:

So they invited you to apply for the older Blue card, and not the newer Blue Cash everyday, or Blue Cash preferred? I didn't think they were advertizing that card much. Its existance is pretty much hidden on their web site, after all...


maybe that means I got a shot haha lol

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 7 of 14
negg
Frequent Contributor

Re: just got my first email from american express

The offer I keep getting is the chase united offer.  So so tempting. Got......to.......say......no.  

CSR.........11,900.......Delta Amex $11,200.........Marriott Rewards Premier $8000.......Discover IT $9700......Citi Preferred $8600.......Chase Freedom $10,800.....Barclay(apple) $11,600......BofA $1500.......Capital One $7400......FNO $9800......Barclay(Hawaiian airlines)$11,000......Citi Costco $15,000. June 1st 2013 0 credit cards and 575 fico. Today 117K in credit and 812 fico and ZERO INQUIRIES......ZERO. 2018 goal. 825 fico.
Message 8 of 14
phonic
Contributor

Re: just got my first email from american express


@Themanwhocan wrote:

So they invited you to apply for the older Blue card, and not the newer Blue Cash everyday, or Blue Cash preferred? I didn't think they were advertizing that card much. Its existance is pretty much hidden on their web site, after all...


They seem to be offering it more now. Earlier today I was looking at my account and noticed it was being offered under their "all personal cards" page. It showed the details and would allow me to apply. I attempted to do a comparison between it and the BCP, but that seemed to break things.


Limits: PRG=NPSL, CSP=$16k, BCP=$30k, DIT=$15k, USAA=$6k, CDW=$12.5k, IHG=$9k, BBY=$2k, BOA=$13k
Message 9 of 14
FinStar
Moderator Emeritus

Re: just got my first email from american express

Just an invititation/marketing solicitation to apply, really nothing special IMO.  They offer different ones all the time.

Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.