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most likely the card was skimmed it could of been 1day or weeks before the fraudulent charges NEVER let your card out of your sight.
Yeah, well i did know what RFID meant till now. My Chase DB does have paypass though...
Here is some good info on skimming CC http://ficoforums.myfico.com/t5/SmorgasBoard/BEWARE-stealing-credit-card-s-at-gas-pumps/m-p/2787957#...