this just happened to me and it cost me so I am so glad Experian is getting a class action suit, maye I will call and try to become a member of the class
from here: http://redtape.msnbc.com/2011/04/lawsuit-experian-sells-misleading-credit-scores.html
"Many consumers who think they are buying a peek at their credit scores are being defrauded, according to a lawsuit against credit bureau giant Experian. The case, which seeks class action status, claims that Experian is intentionally confusing customers, engaging in false advertising and not giving consumers what they pay for when they sign up for services at the firm’s popular FreeCreditReport.com and FreeCreditScore.com Web sites."
"The credit scores that Experian sells to consumers, however, are not the Experian FICO scores, the lawsuit contends. Instead, subscribers who sign up for a $14.95 per month service at FreeCreditReport.com get access to a similar three-digit number developed by Experian using its so-called PLUS Score model. While the value is meant to give consumers a sense of their creditworthiness, Plus Score ratings are not sold to lenders, and are not used in lending decisions, the lawsuit alleges."
