Starting next year, millions of consumers will begin to see a key piece of their financial profiles -- for free.
Lenders will be required in most cases to provide borrowers with either a free credit score or a risk-based pricing notice informing them that their interest rates have been set based on their elevated risk levels. Those requirements follow new rules announced last year by the Federal Reserve and the Federal Trade Commission, which take effect beginning Jan. 1, 2011.
http://www.creditcards.com/credit-card-news/free-credit-score-risk-rule-1282.php