Advice on Collection with Sprint and Colection with NCO financial
Currently I have 3 collection accounts on my credit reports: (1) Medical collection for $57; (2) Progressive Auto Insurance for $257; and (3) Sprint for $170. I was completely shocked by the medical and Progressive auto insurance. I had never received a bill from my hospital AT ALL. Nor did they ever call me. So I talked to the billing department and they will let me pay the $57 and then delete the record.
The Progressive Collection is through NCO. I've been reading a couple of forums to see how I should deal with them. The problem is that I need to have this take care of by November 30. I need to rent an apartment and I want these collections gone.
The Sprint Collection is with Pentagroup Financial. I haven't had sprint in 2 years. I switched to AT&T back in July 2010. Anyways, I logged into my online sprint account and it actually will allow me to make a payment directly to Sprint for the $170. I am excited about this because I can deal directly with the OC. However, once I make the payment what do I do to get Pentagroup Financial to remove it from my CR? Any advice is welcomed!