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Vanyel wrote:
____________________________________________________________________________________However, a PFD can never "hurt" your credit...____________________________________________________________________________________Just want to correct this statement. A PFD in some situations CAN hurt your credit. It most likely won't in this case, but for others that read the thread there are some cases when it can.If the account you PFD is an old old account and you have a thin file then the loss of history can offset the point gain realized by removing the derogatory.Van