Best way to get credit score?

[Anonymous]

What is the best way for me to get an accurate credit score? I have used credit karma, credit sesame,and credit tracker through capital one, how do I know which one is right?

[Anonymous]

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@Anonymous wrote:

What is the best way for me to get an accurate credit score? I have used credit karma, credit sesame,and credit tracker through capital one, how do I know which one is right?

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All three of those scores are Fakos. The first two are Vantage scores, which are rarely used by any creditors. The Cap One score isn't used by anybody.The most used scores are Fico, and they are available here at this site.

[Anonymous]

So the only way I can get access to them is $24.95 a month? Is it worth it? I am thinking that it might be,

[Anonymous]

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@Anonymous wrote:

So the only way I can get access to them is $24.95 a month? Is it worth it? I am thinking that it might be,

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Worth if for some, not worth it for others. I'm rather obsessive, so for me it's worth it. But, be aware that the $24.95 a month deal gives you one snapshot of your complete files, and thereafter it is just updates without access to the changes in the files. That happens once per year with the subscription. On the other hand, it also comes with a decent discount on other products. 

For actual Fico scores that are available for free, some cards provide that. Discover and Barclays, for example, provide a Fico 08 based on Transunion data. For many that, combined with the free file info from Credit Karma, is enough.

[Anonymous]

Found out that Discover offers a free FICO 8 Score so I applied, not thinking I would get approved because my credit is not really very good, and I got approved for $6500!!

[Jon123]

I used the experian site, 

it lists your experian credit report and will update daily, it does have a credit score but more so, it will help you get a handle on your negative items , 

easy to challenge incorrect enteries. 

gives alist of all your credit items, inquiries, and negative accounts. 

it can be very helpful

$15 bucks a month. 

[Anonymous]

Congratulations!  Welcome to the Discover family!!!

Side note: Discover also provides a couple key factors with the score as well... *icing*

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@Anonymous wrote:

Found out that Discover offers a free FICO 8 Score so I applied, not thinking I would get approved because my credit is not really very good, and I got approved for $6500!!

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[Anonymous]

I actually got this from the Post Office when we had a data breach. I get it free for a year.

[Anonymous]

Discover offers you your FICO 8 TU credit scrore. 

you can also pay here 24.99 here and see all 3 fico 8 score here 

[trant3]

Chase slate card offers free experian FICO