You will make it and be fine. Just a thought, if you write a GW letter, play up your role in the miltary - deployments, training exercises, and how it kept you away from being on top of things but you learned your lesson well. Speak from the heart and give a honest reason. It worked with me on my GW letter to BOA and I had three lates....YIKES. There are people out there in the "Credit World" that do care and wants to help you. Keep us posted.
