Hello Forum,
I have a few charge off's from previous credit cards with a total balance of 1200,. I received settlement offers and was going to pay them, but after reading the forum I am going to do a PDF before making any payment to these comapanies. My question is has anyone had success with Victoria Secret, Spiegal, or the hardest one Nordstrom??? Please respond. Because i have many charge offs my score is very low (in 400's) and I am seeking any advice to jump it up fast to high (500's at least) within 6mths. If any other info is needed to help me, please advise. I will supply the info.
Starting Score: 474