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Valued Member
Posts: 45
Registered: ‎04-03-2013
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How Do I Pull Full Equifax Report?

I purchased Score Watch today and see the Equifax FICO Report, but where can I get the full report as listed upon purchase of Score Watch? Essentially I need a collection agency's name that does not show up in the FICO Report, and I can't find a link to the full Equifax report anywhere on the site. Thanks.

Starting 4/19/13: 558 EQ | Current 3/14/14: 658 EQ / 689 TU | Goal 1/1/15: 720s
Abri CU Visa $2000, Walmart $900, Amazon $600, Kohl's $600, Open Sky Secured $200
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Posts: 32,869
Registered: ‎08-04-2007
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Re: How Do I Pull Full Equifax Report?


codefreak13 wrote:

I purchased Score Watch today and see the Equifax FICO Report, but where can I get the full report as listed upon purchase of Score Watch? Essentially I need a collection agency's name that does not show up in the FICO Report, and I can't find a link to the full Equifax report anywhere on the site. Thanks.


The only place you can get your full EQ report is Equifax.com or for free once per year via annualcreditreport.com.

Established Contributor
Posts: 650
Registered: ‎03-01-2012
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Re: How Do I Pull Full Equifax Report?


llecs wrote:

codefreak13 wrote:

I purchased Score Watch today and see the Equifax FICO Report, but where can I get the full report as listed upon purchase of Score Watch? Essentially I need a collection agency's name that does not show up in the FICO Report, and I can't find a link to the full Equifax report anywhere on the site. Thanks.


The only place you can get your full EQ report is Equifax.com or for free once per year via annualcreditreport.com.


You can get additional free report and/or reduced fee reports if you live in these states.

 

This chart outlines fees-by state-for requesting one or more copies of your credit file within one calendar year (unless otherwise stated)*.

StateFirst CopyPer Additional Copy
(within one calendar year)
California$8.00*$8.00
ColoradoFree$8.00
Connecticut$5.00*$7.50 for each additional report within 12 months
GeorgiaFree
(2 free per calendar year)
$11.50
MaineFree$5.00 for each additional report within 12 months
MarylandFree$5.00
MassachusettsFree$8.00
Minnesota$3.00*$11.50 for each additional report within 12 months
Montana$8.50*$8.50
New JerseyFree$8.00
Puerto RicoFree$11.50
US Virgin Islands$1.00*$1.00
VermontFree$7.50 for each additional report within 12 months
All other states$11.50$11.50
UnemployedFree**1 within 12 months, fee as per state thereafter
WelfareFree**1 within 12 months, fee as per state thereafter


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Valued Member
Posts: 45
Registered: ‎04-03-2013
0

Re: How Do I Pull Full Equifax Report?

I mistook 'Instant access to your FICO Score and Equifax credit report' as being the full report, not the Score Power report. Thanks!

Starting 4/19/13: 558 EQ | Current 3/14/14: 658 EQ / 689 TU | Goal 1/1/15: 720s
Abri CU Visa $2000, Walmart $900, Amazon $600, Kohl's $600, Open Sky Secured $200
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† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

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