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Established Contributor
Posts: 671
Registered: ‎04-20-2012
0

ID Theft Protection through Discover

is it worth it in terms of credit reports & scores, as well as regular ID Theft Protection such as lifelock? Also does anyone have it through Discover?

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K (CLOSED) | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $10K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $6k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K | Chase Freedom $4.5K | CapOne Spark BIZ Cash Select Visa Sig $5k |
New Contributor
Posts: 61
Registered: ‎05-20-2011
0

Re: ID Theft Protection through Discover

There ok they pull TU and give you a FAKO score for $9.99 a month. One thing I liked about them was I could log on everyday and check my TU report. 

The ID theft was a waste it took them 2 months to let me know I had a new account reporting.

Contributor
Posts: 105
Registered: ‎09-15-2012
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Re: ID Theft Protection through Discover

I'm paying the 9.99$. For the 3 credit reports I know it's fako. But I love it. :smileyhappy: And to me it's totally worth it
New Contributor
Posts: 61
Registered: ‎05-20-2011
0

Re: ID Theft Protection through Discover

Your getting all 3 for $9.99 a month? Gezzz when I had them it was only one and that was TU.

Contributor
Posts: 105
Registered: ‎09-15-2012
0

Re: ID Theft Protection through Discover

Nope. Now it's. all 3. :smileyhappy:. that's the only reason I like it I mean I know it's not the real fico score but I like the design of the website and how.... I can see all my information for mistakes or errors on my credit :smileyhappy:
Established Contributor
Posts: 671
Registered: ‎04-20-2012
0

Re: ID Theft Protection through Discover


ezef3ar wrote:
Nope. Now it's. all 3. :smileyhappy:. that's the only reason I like it I mean I know it's not the real fico score but I like the design of the website and how.... I can see all my information for mistakes or errors on my credit :smileyhappy:

maybe i will get them,i did call discover and ask them about it and a nice guy went over basically everything listed on their site and he even mentioned differences between id theft protection vs credit card fraud protection. nice thing is i can get it and cancel it at any time and start it up again at anytime with no penalties. :smileylol:

 

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K (CLOSED) | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $10K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $6k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K | Chase Freedom $4.5K | CapOne Spark BIZ Cash Select Visa Sig $5k |
New Contributor
Posts: 61
Registered: ‎05-20-2011
0

Re: ID Theft Protection through Discover

I may head on over to Discover and check this out. If they now offer 3 reports for $9.99 a month it might be worth it.

I know American Express offers it for 15.99 a month with FAKO scores but you can only check them twice a month.

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: ID Theft Protection through Discover

I actually just got it and so far I like it. Its FAKO, but cant beat $9.99 for all three reports. 


$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
Posts: 180
Registered: ‎05-06-2012
0

Re: ID Theft Protection through Discover

Perhaps you may try what I am doing. I pay myFICO $4.95 a month for my true TU FICO score and monitoring and I also pay Citi $4.95/month for IdentityMonitor, which updates me quite frequently on items affecting all of my credit reports and scores. Both of these services work with the security freezes currently in place on all my files.

 

I passed on the service offered through my Discover card.



Starting Score: EQ 675 | TU 688 | EX 702
Current Score: EQ 734 | TU 738 | EX 719
Goal Score: 750 (Across All 3)


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