List Of Soft Pulls On TransUnion and Experian..

RSCo · ‎05-08-2015

I wanted to get a list of who's performed soft pulls for my Experian and TransUnion credit reports.. Unlike EQ, they don't show them under the standard credit report pull. Does anyone know how to get these without having to initiate a credit report dispute? Thanks

$30,500

$18,500

NPSL

$15,000

$10,000

$25,000

$32,000

RobertEG · ‎05-08-2015

Get your free yearly report from annualcreditreport.com

Anonymous · ‎05-09-2015

Here are my CapOne soft inq from my EX Annual report, interesting they soft inq 2-3 times a month.

It is also helpful to see who pulled for pre-approval, so you know the pre-apprvoal is fresh.

Date of Request:

03/24/2015, 03/07/2015, 02/24/2015, 02/07/2015, 01/27/2015, 01/09/2015, 12/26/2014, 12/19/2014, 12/13/2014, 12/06/2014, 05/03/2014, 04/08/2014, 03/22/2014, 03/15/2014, 03/08/2014, 02/22/2014, 02/14/2014, 02/08/2014, 12/07/2013, 11/07/2013, 10/16/2013, 09/11/2013, 08/08/2013, 07/19/2013

EW800 · ‎05-09-2015

I am glad to see that I am not the only one that CapOne SP's like crazy! I track my SP's of all three CRA's and just shake my head when it comes to CapOne. I've never had even a single late payment with them in about 12 years or so, yet they SP me a good 3 to 4 times a month. There have been a couple of times that they SP me two days in a row.

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

Anonymous · ‎05-09-2015

I don't even have a card with them!

My workign assumtion is that It is all so they can give you fresh and updated pre-qual offers.

I get a TON of mail from them, always ignored since I thought pre-qual is bs until I read here that theirs is pretty good, now we know why, it is more accurate than any other bank!!!

No other bank even close!!

takeshi74 · ‎05-11-2015

@RSCo wrote:
I wanted to get a list of who's performed soft pulls for my Experian and TransUnion credit reports.. Unlike EQ, they don't show them under the standard credit report pull.

That is incorrect. The only way to view the SP's is to pull reports directly from each CRA. Make sure you're getting just the report and not using their monitoring services.