Monitoring my FICO score

Anonymous · ‎06-13-2007

How do I do this? I am a newbie with many questions. If you could point me to some information or answer my question, I would be much obliged. Thanks.

Anonymous · ‎06-13-2007

To get your true FICO score you can buy it right here at myfico. Go to the section that says shop. It's called scorewatch. It will send you updates when you have score changes. I haven't purchased it yet because I'm waiting till a few things update before I get my true score and reports from all three.

Tuscani · ‎06-13-2007

Remember, the is no monitoring product for all three FICOs. SW is EQ only.

Anonymous · ‎06-13-2007

Is there an affordable way to monitor all of them?

Tuscani · ‎06-13-2007

JemiBlue wrote:

Is there an affordable way to monitor all of them?

Not for FICOs. Must of us use TC and SW. TC is good for alerts and daily pulls, just ignore the scores you get from them.

Anonymous · ‎06-13-2007

What is TC?

Anonymous · ‎06-13-2007

I buy all three reports with scores thru my BoA account online. 12.95 per mo. The vendors name is Intersections. Would these be FAKO scores?

I have never compared the scores I get there to a score from the credit reporting agencies, so I dont know. But I'll have to check that soon.

Anonymous · ‎06-13-2007

I have this program with Intersections through BOA. I didn't realize I could get all three reports though. I called them last week and tried to cancel since am getting the Myfico report...they lowered my monthly fee to $5.95 so I kept it...Now I just have to figure out how to get all three of those reports.

Tuscani · ‎06-13-2007

JemiBlue wrote:

What is TC?

TrueCredit

Anonymous · ‎06-13-2007

If you go to BoA online "Customer Service", then go to "Moniter your Credit Report", there will be two choices to purchase, 1) all 3 reports & scores for 12.99 per mo. 2) EQ only and score for $5.99 per mo.

Were you paying the $12.99 and only getting the EQ w/Score? When you get all three there are three columns, one for each CRA and their right next to each other. So if you had been getting them you would have seen them. BoA might owe you some money!

Have you ever compared the BoA/Intersections EQ report & score to a real EQ report & score? I only started doing this a few months ago, so I am really curious if it's worth the money.