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Frequent Contributor
xiownthisplacex
Posts: 254
Registered: ‎08-29-2011

Plain Green

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‎08-15-2012 09:23 AM

Just got this in the mail, are they for real?? Who would actually get this?!

 

Starting Score Myfico EQ: 676 08/11/2011
Current Score: Citi EQ Pull: 745 Walmart TU08: 750 AMEX EX Pull: 745 1/21/2013 Goal Score: 780+
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NPSL$1,000$9,500$9,500$5,000$5,000$5,500$6,500$5,300$9,000$5,500$4,200$1,200$1,900$1,600
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Valued Contributor
trumpet-205
Posts: 1,909
Registered: ‎11-11-2010

Re: Plain Green

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‎08-15-2012 09:26 AM

Payday loan, something everyone should avoid. Even cash advance is better than payday loan.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
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Valued Contributor
jamesdwi
Posts: 1,103
Registered: ‎09-16-2011

Re: Plain Green

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‎08-15-2012 09:29 AM

I think I would cry if I ever had to take one of those loans out. 

 

 

Wallet: FNBO DISC 7.5k, , Chase Freedom 3.3k & Slate 3.3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & AMEX Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 4.8k, and a nice stack of store cards.
Last APP 5/16/2013
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Frequent Contributor
xiownthisplacex
Posts: 254
Registered: ‎08-29-2011

Re: Plain Green

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‎08-15-2012 09:31 AM

300% APR  :smileyvery-happy: :smileyvery-happy: :smileyvery-happy:

Starting Score Myfico EQ: 676 08/11/2011
Current Score: Citi EQ Pull: 745 Walmart TU08: 750 AMEX EX Pull: 745 1/21/2013 Goal Score: 780+
Hover over image to see limits
NPSL$1,000$9,500$9,500$5,000$5,000$5,500$6,500$5,300$9,000$5,500$4,200$1,200$1,900$1,600
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Contributor
SpiceIslander
Posts: 254
Registered: ‎02-01-2010

Re: Plain Green

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‎08-15-2012 09:55 AM

OUCH! Borrow 700.00 repay 1632.82. OUCH!

Meg.


FICO: EQ 756 / TU 721 - 04/01/13 / EX 744 - 08/24/12 (AmEx)
FAKO: CK 731 - 04/01/13 / Quizzle 744 - 04/01/13
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Valued Contributor
jsucool76
Posts: 2,652
Registered: ‎12-11-2011

Re: Plain Green

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‎08-15-2012 12:56 PM

At least there's a warning about taking it at the bottom of the paper

 

"For your information, this is a terrible idea, never take a payday loan ever" :smileytongue: 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Plain Green

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‎08-15-2012 02:12 PM

Payday loans should be illegal under predatory lending practices.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
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Regular Contributor
awal
Posts: 198
Registered: ‎10-25-2010

Re: Plain Green

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‎08-16-2012 01:38 PM

Duncanrr wrote:

Payday loans should be illegal under predatory lending practices.

Payday loans are illegal in some states, but probably not enforced.

 

http://en.wikipedia.org/wiki/Payday_loans_in_the_United_States

 

Starting Scores: 673 EQ | 665 TU08 | 679 EX
Current Scores: 667 EQ 05/2013 | 675 TU08 05/2013 | 685 EX 03/2013(via AMEX App)

AMEX BCE $2k | AMEX Zync NPSL | Cap1 Platinum MC $750 | NFCU Visa Signature cashRewards $20K
NFCU NavChek $15K | Target Visa $5K | USAA Platinum MC $250(Secured) | Comenity VS $1.8K | Walmart $1.1K
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tinuviel
Posts: 3,900
Registered: ‎11-02-2010

Re: Plain Green

[ Edited ]
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‎08-16-2012 03:27 PM - edited ‎08-16-2012 03:28 PM

:smileysurprised:

 

Never thought that I would see anything that would make First Premier look good!!!

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
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